Get all accounts with their names, types, and current balances. Use this to see available accounts before adding transactions.
AI agents call get_accounts to retrieve information from Actual Budget MCP Server without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
This tool retrieves account data (names, types, balances) for informational purposes only. It has no side effects, creates no transactions, executes no code, and cannot damage or move funds. It is purely a Read operation with minimal risk—appropriate for an AI agent to call for context before taking other actions. Low severity due to limited blast radius if misused (only information disclosure).
From the tool's definition Tool name 'get_accounts' and description 'Get all accounts with their names, types, and current balances' indicate a retrieval operation that queries account information without modifying or executing any actions.
Attacks that exploit this kind of access
Get all accounts with their names, types, and current balances. Use this to see available accounts before adding transactions. It is categorised as a Read tool in the Actual Budget MCP Server MCP Server, which means it retrieves data without modifying state.
Register the Actual Budget MCP Server MCP server in PolicyLayer and add a rule for get_accounts: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Actual Budget MCP Server. Nothing to install.
get_accounts is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the get_accounts rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for get_accounts. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
get_accounts is provided by the Actual Budget MCP Server MCP server (yhc0712/actual-budget-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Every MCP server has a record like this.
Type a name, get the same breakdown: verified identity, auth posture, risk grade, capabilities, recommended policy.
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