Get all scheduled/recurring transactions. Shows upcoming bills, subscriptions, and recurring income.
AI agents call get_schedules to retrieve information from Actual Budget MCP Server without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
This tool only retrieves and displays information about scheduled transactions, bills, subscriptions, and recurring income. It does not create, modify, delete, or execute any operations. The blast radius of misuse is minimal—an AI agent could only inadvertently access financial data visibility, not alter it or cause financial transactions. Classification as Read is appropriate.
From the tool's definition Tool name 'get_schedules' and description 'Get all scheduled/recurring transactions' indicate a retrieval operation with no modification or side effects.
Attacks that exploit this kind of access
Get all scheduled/recurring transactions. Shows upcoming bills, subscriptions, and recurring income. It is categorised as a Read tool in the Actual Budget MCP Server MCP Server, which means it retrieves data without modifying state.
Register the Actual Budget MCP Server MCP server in PolicyLayer and add a rule for get_schedules: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Actual Budget MCP Server. Nothing to install.
get_schedules is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the get_schedules rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for get_schedules. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
get_schedules is provided by the Actual Budget MCP Server MCP server (yhc0712/actual-budget-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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