AI agents use create_charge_gamertags to commit financial operations through Zbd — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool creates payment requests, which are financial instruments that obligate money movement. Even though it only generates a request (rather than executing the transfer immediately), payment requests are financial commitments that can result in fund transfers. The ZBD context (a payments/crypto platform) and sibling financial tools confirm the Financial category.
From the tool's definition Tool name contains 'create_charge' and description states 'Generate a payment request for a ZBD User'. Sibling tools include 'create_lightning_charges', 'create_withdrawal_requests', and 'create_vouchers', all indicative of a financial transaction server.
Attacks that exploit this kind of access
Generate a payment request for a ZBD User. It is categorised as a Financial tool in the Zbd MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Zbd MCP server in PolicyLayer and add a rule for create_charge_gamertags: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Zbd. Nothing to install.
create_charge_gamertags is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the create_charge_gamertags rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for create_charge_gamertags. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
create_charge_gamertags is provided by the Zbd MCP server (zebedeeio/zbd-payments-typescript-sdk). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
create_charge_gamertags is one line of Zbd's registry record.
The record carries the whole server: verified identity, auth posture, risk grade, every tool classified, recommended policy — re-checked continuously.
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