AI agents use create_lightning_charges to commit financial operations through Zbd — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool initiates Bitcoin payment flows. While it creates incoming payment requests rather than sending funds, it commits financial operations on the ZBD platform involving real Bitcoin transactions, placing it firmly in the Financial category.
From the tool's definition 'Start receiving instant Bitcoin payments through the ZBD API' — creates Bitcoin payment charges
Attacks that exploit this kind of access
Start receiving instant Bitcoin payments through the ZBD API. It is categorised as a Financial tool in the Zbd MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Zbd MCP server in PolicyLayer and add a rule for create_lightning_charges: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Zbd. Nothing to install.
create_lightning_charges is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the create_lightning_charges rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for create_lightning_charges. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
create_lightning_charges is provided by the Zbd MCP server (zebedeeio/zbd-payments-typescript-sdk). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
create_lightning_charges is one line of Zbd's registry record.
The record carries the whole server: verified identity, auth posture, risk grade, every tool classified, recommended policy — re-checked continuously.
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