AI agents use initiate_internal_transfer to commit financial operations through Zbd — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool directly moves funds between projects, which commits financial obligations and represents an irreversible money transfer. The presence of other financial tools on the server (create_charge_*, create_withdrawal_requests) confirms this is a financial services MCP. Unauthorized or erroneous fund transfers pose critical risk. This is the most severe category.
From the tool's definition Tool name 'initiate_internal_transfer' combined with description 'Performs a transfer of funds between two Projects' explicitly indicates movement of money between accounts.
Attacks that exploit this kind of access
Performs a transfer of funds between two Projects. It is categorised as a Financial tool in the Zbd MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Zbd MCP server in PolicyLayer and add a rule for initiate_internal_transfer: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Zbd. Nothing to install.
initiate_internal_transfer is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the initiate_internal_transfer rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for initiate_internal_transfer. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
initiate_internal_transfer is provided by the Zbd MCP server (zebedeeio/zbd-payments-typescript-sdk). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
initiate_internal_transfer is one line of Zbd's registry record.
The record carries the whole server: verified identity, auth posture, risk grade, every tool classified, recommended policy — re-checked continuously.
Teams ship this data inside their own products. See what a licence covers →