create-charge · ZBD MCP Server MCP: Risk & Policy

WHAT IT DOES

What create-charge does on ZBD MCP Server

AI agents use create-charge to commit financial operations through ZBD MCP Server — usually the final step of a payment, billing, or trading workflow. A call moves real money.

WHY IT NEEDS A POLICY

Why create-charge needs a policy

create-charge moves real money, and an autonomous agent will call it with the same confidence it calls a search tool. A misread instruction or an injected prompt is all it takes to drain an account or blow a budget.

Attacks that exploit this kind of access

Recommended rule Ready

Verdict

create-charge Approval-gated

Any call to create-charge is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "create-charge": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

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Instant setup, no code required.

PolicyLayer is an MCP gateway: every tool call is checked against your rule before it reaches ZBD MCP Server, so you can run agents against it safely.

FAQ

Questions about create-charge

What does the create-charge tool do? +

Create a new Bitcoin Lightning Network charge. It is categorised as a Financial tool in the ZBD MCP Server MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on create-charge? +

Register the ZBD MCP Server MCP server in PolicyLayer and add a rule for create-charge: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches ZBD MCP Server. Nothing to install.

What risk level is create-charge? +

create-charge is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create-charge? +

Yes. Add a rate_limit block to the create-charge rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create-charge completely? +

Set action: deny in the PolicyLayer policy for create-charge. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create-charge? +

create-charge is provided by the ZBD MCP Server MCP server (zbdpay/zbd-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.