Get settlement-based program balance data. Includes settlement balance information
AI agents call get_program_balances_settlement to retrieve information from Marqeta DiVA API MCP Server without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
This tool retrieves settlement balance information without modifying, deleting, or executing any operations. It is a straightforward data retrieval endpoint typical of financial reporting APIs. The severity is low because unauthorized access provides visibility into financial data but does not enable direct financial transfers, account modifications, or destructive actions.
From the tool's definition Tool name 'get_program_balances_settlement' and description 'Get settlement-based program balance data' indicate a retrieval operation. The verb 'Get' and lack of any modification, deletion, or execution language confirm read-only behavior.
Attacks that exploit this kind of access
Get settlement-based program balance data. Includes settlement balance information. It is categorised as a Read tool in the Marqeta DiVA API MCP Server MCP Server, which means it retrieves data without modifying state.
Register the Marqeta DiVA API MCP Server MCP server in PolicyLayer and add a rule for get_program_balances_settlement: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Marqeta DiVA API MCP Server. Nothing to install.
get_program_balances_settlement is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the get_program_balances_settlement rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for get_program_balances_settlement. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
get_program_balances_settlement is provided by the Marqeta DiVA API MCP Server MCP server (zvika-finally/marqeta-diva-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Every MCP server has a record like this.
Type a name, get the same breakdown: verified identity, auth posture, risk grade, capabilities, recommended policy.
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