// MCP TOKEN COST

The Splitifi Intelligence MCP server costs 28,402 tokens before the first call.

Every request your agent makes carries every tool definition this server exposes — context your code, documents and conversation can't use, mostly for tools the agent never calls. You don't need them all in the window, and you don't have to pay for them.

QUICK ANSWER The Splitifi Intelligence MCP MCP server's 200 tool definitions consume 28,402 tokens — 14% of a 200k context window, and 13× the median MCP server (2,142 tokens). A scoped grant exposing only the tools you use cuts that roughly in proportion.

MEASURED FROM SCHEMAS tiktoken o200k_base · rank #56 of 5,402 measured servers · refreshed every build Method →

// CONTEXT WINDOW SHARE

What that costs before your agent starts working.

Tool definitions are overhead: they occupy context on every request and compete with your code, documents and conversation history for the same window.

200K WINDOW 14%

1M WINDOW 2.8%

Corpus context: Splitifi Intelligence ranks #56 of 5,402 measured MCP servers by definition cost. The median is 2,142 tokens, p90 is 11,749, and the heaviest (Ainumbers Mcp Apps) is 161,750 — 81% of a 200k window on its own. New to this? See MCP token cost and context window in the glossary.

Token cost is one axis. See the risk picture across your whole stack →

// PER-TOOL BREAKDOWN

Where the 28,402 tokens go.

Each row is one tool definition as a tools/list entry — name, description and input schema — counted with o200k_base. Average: 142 tokens per tool.

Tool	Category	Tokens	% of server
splitifi_funder_evaluate_case	Read	352	1.2%
splitifi_calculate_child_support	Read	245	0.9%
splitifi_start	Execute	240	0.8%
splitifi_predict_judge_empowerment	Execute	215	0.8%
splitifi_calculate_property_division	Read	199	0.7%
splitifi_predict_adr	Read	196	0.7%
splitifi_predict_personal_injury	Read	196	0.7%
splitifi_calculate_home_buyout	Read	195	0.7%
splitifi_predict_family_law_deep	Read	194	0.7%
splitifi_predict_healthcare	Read	193	0.7%
splitifi_predict_custody	Read	191	0.7%
splitifi_predict_sports_entertainment	Read	190	0.7%
splitifi_predict_bankruptcy	Read	189	0.7%
splitifi_predict_intellectual_property	Read	188	0.7%
splitifi_list_forms	Read	187	0.7%
splitifi_predict_game_theory	Read	187	0.7%
splitifi_list_models	Read	186	0.7%
splitifi_predict_appellate	Read	186	0.7%
splitifi_predict_immigration	Read	186	0.7%
splitifi_predict_legal_ethics	Read	186	0.7%
splitifi_predict_litigation	Read	186	0.7%
splitifi_predict_international_trade	Read	186	0.7%
splitifi_predict_tax	Read	186	0.7%
splitifi_predict_antitrust	Read	185	0.7%
splitifi_predict_government_contracts	Read	185	0.7%
splitifi_predict_construction	Read	184	0.6%
splitifi_predict_real_estate	Read	184	0.6%
splitifi_predict_securities	Read	184	0.6%
splitifi_predict_civil_rights	Read	183	0.6%
splitifi_predict_criminal	Read	183	0.6%
splitifi_predict_employment	Read	183	0.6%
splitifi_predict_insurance	Read	183	0.6%
splitifi_calculate_divorce_cost	Read	181	0.6%
splitifi_predict_cybersecurity	Read	181	0.6%
splitifi_predict_emerging_technology	Read	181	0.6%
splitifi_predict_estate	Read	179	0.6%
splitifi_predict_firm_analytics	Read	179	0.6%
splitifi_predict_judge_analytics	Read	179	0.6%
splitifi_predict_core	Read	178	0.6%
splitifi_edgar_commercial_intel	Read	176	0.6%
splitifi_predict_documents	Read	176	0.6%
splitifi_predict_environmental	Read	176	0.6%
splitifi_get_form_packet	Read	175	0.6%
splitifi_predict_class_action	Read	175	0.6%
splitifi_find_judge	Read	170	0.6%
splitifi_edgar_settlement_window	Read	169	0.6%
splitifi_comparable_family_law_deep	Read	165	0.6%
splitifi_comparable_adr	Read	164	0.6%
splitifi_comparable_personal_injury	Read	163	0.6%
splitifi_required_documents	Read	163	0.6%
splitifi_funder_monitor_case	Read	162	0.6%
splitifi_comparable_healthcare	Read	161	0.6%
splitifi_comparable_game_theory	Read	160	0.6%
splitifi_comparable_sports_entertainment	Read	160	0.6%
splitifi_eu_corporate_screen	Read	160	0.6%
splitifi_comparable_appellate	Read	159	0.6%
splitifi_case_strategy	Read	158	0.6%
splitifi_comparable_intellectual_property	Read	158	0.6%
splitifi_comparable_legal_ethics	Read	158	0.6%
splitifi_comparable_litigation	Read	158	0.6%
splitifi_comparable_civil_rights	Read	157	0.6%
splitifi_comparable_employment	Read	157	0.6%
splitifi_comparable_immigration	Read	157	0.6%
splitifi_comparable_bankruptcy	Read	156	0.5%
splitifi_comparable_criminal	Read	156	0.5%
splitifi_comparable_government_contracts	Read	156	0.5%
splitifi_comparable_international_trade	Read	156	0.5%
splitifi_calculate_co_parenting	Read	155	0.5%
splitifi_comparable_antitrust	Read	155	0.5%
splitifi_comparable_estate	Read	155	0.5%
splitifi_comparable_insurance	Read	155	0.5%
splitifi_comparable_real_estate	Read	155	0.5%
splitifi_comparable_securities	Read	155	0.5%
splitifi_funder_comparable_cases	Read	155	0.5%
splitifi_comparable_cybersecurity	Read	154	0.5%
splitifi_comparable_emerging_technology	Read	154	0.5%
splitifi_comparable_tax	Read	154	0.5%
splitifi_comparable_construction	Read	153	0.5%
splitifi_comparable_core	Read	153	0.5%
splitifi_comparable_firm_analytics	Read	153	0.5%
splitifi_comparable_judge_analytics	Read	153	0.5%
splitifi_comparable_class_action	Read	152	0.5%
splitifi_comparable_documents	Read	152	0.5%
splitifi_submit_outcome	Write	152	0.5%
splitifi_arbitration_screen	Read	151	0.5%
splitifi_save_progress	Write	150	0.5%
splitifi_comparable_environmental	Read	149	0.5%
splitifi_international_screen	Read	146	0.5%
splitifi_strategy_family_law_deep	Read	146	0.5%
splitifi_strategy_adr	Read	145	0.5%
splitifi_strategy_personal_injury	Read	144	0.5%
splitifi_strategy_healthcare	Read	142	0.5%
splitifi_strategy_game_theory	Read	141	0.5%
splitifi_strategy_sports_entertainment	Read	141	0.5%
splitifi_strategy_appellate	Read	140	0.5%
splitifi_strategy_intellectual_property	Read	139	0.5%
splitifi_strategy_legal_ethics	Read	139	0.5%
splitifi_strategy_litigation	Read	139	0.5%
splitifi_edgar_case_features	Read	138	0.5%
splitifi_get_checklist	Read	138	0.5%
splitifi_strategy_civil_rights	Read	138	0.5%
splitifi_strategy_employment	Read	138	0.5%
splitifi_strategy_immigration	Read	138	0.5%
splitifi_jurisdiction_intelligence	Read	137	0.5%
splitifi_strategy_bankruptcy	Read	137	0.5%
splitifi_strategy_criminal	Read	137	0.5%
splitifi_strategy_government_contracts	Read	137	0.5%
splitifi_strategy_international_trade	Read	137	0.5%
splitifi_strategy_antitrust	Read	136	0.5%
splitifi_strategy_estate	Read	136	0.5%
splitifi_strategy_insurance	Read	136	0.5%
splitifi_strategy_real_estate	Read	136	0.5%
splitifi_strategy_securities	Read	136	0.5%
splitifi_strategy_cybersecurity	Read	135	0.5%
splitifi_strategy_emerging_technology	Read	135	0.5%
splitifi_strategy_paths	Read	135	0.5%
splitifi_strategy_tax	Read	135	0.5%
splitifi_strategy_construction	Read	134	0.5%
splitifi_strategy_core	Read	134	0.5%
splitifi_strategy_firm_analytics	Read	134	0.5%
splitifi_strategy_judge_analytics	Read	134	0.5%
splitifi_strategy_class_action	Read	133	0.5%
splitifi_strategy_documents	Read	133	0.5%
splitifi_jurisdiction_wages	Read	131	0.5%
splitifi_edgar_role_analysis	Read	130	0.5%
splitifi_edgar_screen_defendant	Read	130	0.5%
splitifi_funder_judge_profile	Read	130	0.5%
splitifi_strategy_environmental	Read	130	0.5%
splitifi_timeline	Read	129	0.5%
splitifi_search_forms	Read	127	0.4%
splitifi_custody_schedule	Read	127	0.4%
splitifi_mediation_agenda	Read	126	0.4%
splitifi_batch	Execute	125	0.4%
splitifi_settlement_analyzer	Read	124	0.4%
splitifi_support_modification	Read	124	0.4%
ssa_alj_screen	Read	123	0.4%
splitifi_get_model	Read	122	0.4%
splitifi_run_calculator	Execute	121	0.4%
splitifi_predict_spousal_support	Read	121	0.4%
splitifi_document_helper	Read	121	0.4%
splitifi_asset_tracing	Read	118	0.4%
splitifi_list_calculators	Read	118	0.4%
splitifi_opposing_counsel	Read	118	0.4%
splitifi_coparenting_therapy_guide	Read	117	0.4%
splitifi_comparable_cases	Read	116	0.4%
splitifi_jurisdiction_rules	Read	116	0.4%
splitifi_predict_case_outcome	Read	116	0.4%
splitifi_deposition_prep	Read	115	0.4%
splitifi_funder_portfolio_health	Read	115	0.4%
splitifi_judge_profile	Read	115	0.4%
splitifi_parenting_plan	Write	114	0.4%
splitifi_gal_framework	Read	113	0.4%
splitifi_next_step	Read	113	0.4%
splitifi_predict_asset_division	Read	113	0.4%
splitifi_settlement_scenarios	Read	113	0.4%
splitifi_budget_planner	Read	113	0.4%
splitifi_motion_prep	Read	112	0.4%
splitifi_deadline_tracker	Read	111	0.4%
splitifi_find_attorney	Read	111	0.4%
splitifi_forensic_flags	Read	111	0.4%
bva_screen	Read	110	0.4%
splitifi_filing_steps	Read	110	0.4%
splitifi_impasse_strategy	Read	110	0.4%
splitifi_predict_child_support	Read	109	0.4%
splitifi_settlement_probability	Read	109	0.4%
splitifi_client_intake	Read	105	0.4%
splitifi_discovery_checklist	Read	105	0.4%
splitifi_list_checklists	Read	101	0.4%
splitifi_ruling_patterns	Read	101	0.4%
splitifi_judge_comparable	Read	100	0.4%
splitifi_billing_estimate	Read	99	0.3%
splitifi_court_appearance_prep	Read	99	0.3%
splitifi_international_uk_screen	Read	99	0.3%
splitifi_case_brief	Read	98	0.3%
eoir_judge_screen	Read	98	0.3%
splitifi_trial_readiness	Read	98	0.3%
splitifi_post_decree_checklist	Read	98	0.3%
securities_company_screen	Read	97	0.3%
splitifi_asset_classifier	Read	96	0.3%
splitifi_disclosure_review	Read	96	0.3%
splitifi_document_queue	Read	95	0.3%
splitifi_edgar_monitoring	Read	95	0.3%
splitifi_safety_planning	Read	95	0.3%
splitifi_pattern_mining	Read	94	0.3%
splitifi_coparenting_guide	Read	93	0.3%
splitifi_award_ranges	Read	92	0.3%
splitifi_disparity_flags	Read	91	0.3%
splitifi_international_au_screen	Read	91	0.3%
splitifi_get_form	Read	90	0.3%
splitifi_my_tasks	Read	90	0.3%
splitifi_arbitration_stats	Read	89	0.3%
splitifi_case_summary	Read	89	0.3%
splitifi_custody_presumptions	Read	89	0.3%
splitifi_funder_get_case	Read	89	0.3%
splitifi_login	Write	88	0.3%
splitifi_international_ca_screen	Read	87	0.3%
splitifi_funder_list_cases	Read	86	0.3%
splitifi_eu_corporate_stats	Read	83	0.3%
splitifi_emotional_support	Read	82	0.3%
splitifi_form_categories	Read	71	0.2%

// CUT THE COST

Your agent uses a handful of these tools. It pays for all 200.

You don't need all 200 of those definitions in the window. PolicyLayer is an MCP gateway that sits in front of Splitifi Intelligence MCP: only the tools you grant are exposed to the agent, the rest never load. A smaller window means a sharper agent — less noise when it picks a tool — and every request costs less:

Grant scope	Definition cost	Reduction
All 200 tools (no gateway)	28,402 tokens	—
3 granted tools	~426 tokens	−99%
5 granted tools	~710 tokens	−98%
10 granted tools	~1,420 tokens	−95%

Create a free account and register Splitifi Intelligence MCP — nothing to install.
Grant only the tools you use — ungranted definitions never enter the context window.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

CUT SPLITIFI INTELLIGENCE TOKEN COST →

Instant setup, no code required.

Model your own stack in the token-cost calculator, or see the Splitifi Intelligence MCP policy for what a sensible grant looks like.

//FAQ

Splitifi Intelligence MCP token-cost questions.

How many tokens does the Splitifi Intelligence MCP server use?+

Its 200 tool definitions total 28,402 tokens — 14% of a 200k context window — measured with tiktoken o200k_base over the serialised tools/list payload. Exact counts vary slightly by client and model.

Why does Splitifi Intelligence MCP consume tokens before I send a message?+

MCP clients load every connected server's tool definitions — name, description, and input schema — into the model's context so it knows what it can call. That payload is charged against your context window on every request, whether or not a tool is used.

How do I reduce Splitifi Intelligence MCP's token usage?+

Expose fewer tools. A PolicyLayer grant scopes Splitifi Intelligence MCP to only the tools you allow — ungranted definitions are filtered out of the tool list, so they never enter the context window. A grant of 3 typical tools costs roughly 426 tokens, a 99% reduction.

Does deferred tool loading fix this?+

Partially, in some clients. Claude Code defers MCP tool schemas behind a tool-search step by default, and VS Code has experimental grouping — but you still pay tokens per search and reload, and Cursor, Windsurf and Gemini CLI load definitions upfront. Reducing the exposed tool set cuts the cost in every client.

// METHOD & REVIEW

How these numbers were measured.

01

Serialisation

Each tool is serialised as a tools/list entry — name, description, input schema — from the schemas in the PolicyLayer scan database. Clients differ slightly in framing, so treat counts as close estimates.

02

Tokeniser

tiktoken o200k_base (GPT-4o/o-series). Anthropic's current tokeniser isn't published, so Claude's exact counts will differ; for English text and JSON schemas the totals are close enough to treat these as estimates.

03

Deferred loading

Some clients now defer schema loading (Claude Code's tool search; VS Code experimental grouping). You still pay per search and reload — and Cursor, Windsurf and Gemini CLI load everything upfront.

Computed 23-07-2026 from the PolicyLayer scan database over all 200 catalogued Splitifi Intelligence MCP tools. Counts refresh with every site build.