actual_payees_delete
Delete a payee from Actual Budget. Transactions using this payee will have it removed. This operation cannot be undone.
This record as markdown: /tools/actual/actual-payees-delete.md
What actual_payees_delete does on Actual
AI agents call actual_payees_delete to permanently remove resources in Actual, typically in cleanup and lifecycle workflows. It does its job in a single call, and there is no undo.
Why actual_payees_delete is rated Critical
This tool permanently deletes a payee record and alters all transactions linked to it. The description explicitly states the operation cannot be undone, making it irreversible data destruction.
From the tool's definition 'Delete a payee from Actual Budget' and 'This operation cannot be undone' — the tool irreversibly removes data and modifies associated transactions.
Attacks that exploit this kind of access
The rule that runs actual_payees_delete safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Actual, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For actual_payees_delete, this is the rule to start with:
actual_payees_delete is removed from the agent's tool list entirely, so the agent never calls it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect Actual, apply this rule, and every actual_payees_delete call is checked against it from then on.
Questions about actual_payees_delete
Delete a payee from Actual Budget. Transactions using this payee will have it removed. This operation cannot be undone. It is categorised as a Destructive tool in the Actual MCP Server, which means it can permanently delete or destroy data. Block by default and require explicit approval.
Register the Actual MCP server in PolicyLayer and add a rule for actual_payees_delete: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Actual. Nothing to install.
actual_payees_delete is a Destructive tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the actual_payees_delete rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for actual_payees_delete. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
actual_payees_delete is provided by the Actual MCP server (actual-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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