Create a Business-to-Person (B2P) transfer: push funds from the merchant wallet to a PicPay user identified by CPF/CNPJ. Useful for payouts, cashbacks, rewards and marketplace splits. Amount in BRL decimal.
AI agents use create_b2p_transfer to commit financial operations through Mcp Afip — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool moves money (funds in BRL currency) from a merchant account to a user account. It commits financial obligations and irreversibly transfers value. A misused AI agent could drain merchant wallets, send fraudulent payouts, or authorize unauthorized financial transfers. This is a Financial operation with critical severity due to direct monetary impact and potential for large-scale financial loss.
From the tool's definition 'push funds from the merchant wallet to a PicPay user' and 'payouts, cashbacks, rewards and marketplace splits' — this transfers actual money from one party to another.
Documented attack patterns abuse exactly the kind of access create_b2p_transfer gives an agent:
PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Afip, and nothing reaches the server without passing your rules. This is the rule we recommend for create_b2p_transfer:
{
"version": "1",
"default": "deny",
"tools": {
"create_b2p_transfer": {
"deny_if": [
{
"conditions": [],
"on_deny": "Requires human approval."
}
]
}
}
} Any call to create_b2p_transfer is blocked until a human approves it. The rest of the server keeps working.
Free to start. No card required.
Create a Business-to-Person (B2P) transfer: push funds from the merchant wallet to a PicPay user identified by CPF/CNPJ. Useful for payouts, cashbacks, rewards and marketplace splits. Amount in BRL decimal. It is categorised as a Financial tool in the Mcp Afip MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Mcp Afip MCP server in PolicyLayer and add a rule for create_b2p_transfer: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Afip. Nothing to install.
create_b2p_transfer is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the create_b2p_transfer rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for create_b2p_transfer. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
create_b2p_transfer is provided by the Mcp Afip MCP server (codespar/mcp-dev-latam). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Start from Mcp Afip, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.
Free to start. No card required.
1300 Mcp Afip tools catalogued and risk-classified — across an index of 43,000+ MCP servers.