schedule_payment

THE RISK

Critical Risk

Why schedule_payment needs a policy

This tool schedules real financial payment transactions (Pix, boleto, TED) that result in actual money movement from an account. The debit is executed by Itaú bank on the scheduled date, committing a financial obligation. Misuse by an AI agent could result in unauthorized payments of arbitrary amounts, making this a critical financial risk.

From the tool's definition Schedule a future-dated payment (Pix, boleto, arrecadação, or TED). Itaú executes the debit on the scheduled date at D+0 cut-off.

Documented attack patterns abuse exactly the kind of access schedule_payment gives an agent:

POLICY

How to control schedule_payment

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Afip, and nothing reaches the server without passing your rules. This is the rule we recommend for schedule_payment:

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "schedule_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to schedule_payment is blocked until a human approves it. The rest of the server keeps working.

Create a free account and register Mcp Afip — nothing to install.
Add this policy — paste it, or build it visually.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

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EXPLORE

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Go deeper

Critical-risk tools in Mcp Afip → Every critical-risk tool this server exposes, in one view.
All critical-risk MCP tools → Every critical-risk tool across the catalogue, and the policy pattern that contains them.
The MCP Attack Database → Documented attack patterns against MCP deployments — and the policies that stop them.
Human-in-the-loop → When a tool call should wait for a person — and when policy can decide alone.
Tool call approval → Approval gates on individual tool calls: auto-allow, prompt, or deny.
How to Add Spending Controls to Any MCP Agent →
Rate Limiting MCP Tool Calls: A Practical Guide →

FAQ

Questions about schedule_payment

What does the schedule_payment tool do? +

Schedule a future-dated payment (Pix, boleto, arrecadação, or TED). Itaú executes the debit on the scheduled date at D+0 cut-off. It is categorised as a Financial tool in the Mcp Afip MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on schedule_payment? +

Register the Mcp Afip MCP server in PolicyLayer and add a rule for schedule_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Afip. Nothing to install.

What risk level is schedule_payment? +

schedule_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit schedule_payment? +

Yes. Add a rate_limit block to the schedule_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block schedule_payment completely? +

Set action: deny in the PolicyLayer policy for schedule_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides schedule_payment? +

schedule_payment is provided by the Mcp Afip MCP server (codespar/mcp-dev-latam). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Mcp Afip tool call.

Start from Mcp Afip, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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