// MCP TOOL REFERENCE

authorize_transaction

ServerMcp Ap2
CategoryFinancial

WHAT IT DOES

What authorize_transaction does on Mcp Ap2

AI agents use authorize_transaction to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.

THE RISK

Critical Risk

Why authorize_transaction needs a policy

This tool initiates a financial authorization that reserves funds on a payment method via Braintree. While it does not immediately capture/move funds, it creates a binding financial hold that commits financial obligations and is a prerequisite to capturing real money. This falls squarely in the Financial category with critical severity due to the blast radius of unauthorized fund reservations at scale.

From the tool's definition Authorize a transaction (reserve funds without capturing) via Braintree GraphQL authorizePaymentMethod. Pass a paymentMethodId... Capture later with capture_transaction.

Documented attack patterns abuse exactly the kind of access authorize_transaction gives an agent:

POLICY

How to control authorize_transaction

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for authorize_transaction:

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "authorize_transaction": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to authorize_transaction is blocked until a human approves it. The rest of the server keeps working.

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Add this policy — paste it, or build it visually.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

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EXPLORE

Related tools and policies

More Mcp Ap2 tools

Financial block_card Block a card temporarily (reversible). Use for lost-card or fraud-suspected flows. Card st Financial cancel_bill Cancel a pending bill Financial cancel_collection Cancel a scheduled collection request Financial cancel_credit Cancel an authorized-but-uncaptured credit payment. Financial cancel_debit Cancel a debit-card payment by Getnet payment_id. Financial cancel_invoice Cancel/void an authorized invoice (FECancel — limited to certain types/conditions) Financial cancel_order Cancel an order, optionally restocking and refunding Financial cancel_payment Attempt to cancel a payment that has not yet settled. Iniciador endpoint: POST /payments/{

All 1300 Mcp Ap2 tools →

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Go deeper

Critical-risk tools in Mcp Ap2 → Every critical-risk tool this server exposes, in one view.
All critical-risk MCP tools → Every critical-risk tool across the catalogue, and the policy pattern that contains them.
The MCP Attack Database → Documented attack patterns against MCP deployments — and the policies that stop them.
Human-in-the-loop → When a tool call should wait for a person — and when policy can decide alone.
Tool call approval → Approval gates on individual tool calls: auto-allow, prompt, or deny.
How to Add Spending Controls to Any MCP Agent →
Rate Limiting MCP Tool Calls: A Practical Guide →

FAQ

Questions about authorize_transaction

What does the authorize_transaction tool do? +

Authorize a transaction (reserve funds without capturing) via Braintree GraphQL authorizePaymentMethod. Pass a paymentMethodId obtained from client-side tokenization (Drop-in / Hosted Fields / SDK nonce). Capture later with capture_transaction. It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on authorize_transaction? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for authorize_transaction: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is authorize_transaction? +

authorize_transaction is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit authorize_transaction? +

Yes. Add a rate_limit block to the authorize_transaction rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block authorize_transaction completely? +

Set action: deny in the PolicyLayer policy for authorize_transaction. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides authorize_transaction? +

authorize_transaction is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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