Critical Risk →

delete_bank_account

Delete a stored customer bank account (DELETE /customers/{customer_id}/bankaccounts/{id}).

How to control delete_bank_account ↓

What delete_bank_account does on Mcp Ap2

AI agents call delete_bank_account to permanently remove resources in Mcp Ap2 — typically in cleanup and lifecycle workflows. It does its job in a single call, and there is no undo.

Critical Risk

Why delete_bank_account needs a policy

This tool permanently removes customer bank account information, which cannot be undone and has severe implications for payment processing, customer service recovery, and potential regulatory compliance issues. The irreversible nature and financial context make this Destructive (highest severity) rather than Financial, as the primary action is deletion rather than money movement.

From the tool's definition Tool name explicitly uses 'delete'; description specifies 'Delete a stored customer bank account' with DELETE HTTP method, indicating irreversible removal of financial account data.

Documented attack patterns abuse exactly the kind of access delete_bank_account gives an agent:

How to control delete_bank_account

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for delete_bank_account:

policy.json
{
  "version": "1",
  "default": "deny",
  "hide": [
    "delete_bank_account"
  ]
}

delete_bank_account disappears from the agent's tool list entirely, and any attempt to call it is denied. The rest of the server keeps working.

  1. Create a free account and register Mcp Ap2 — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Related tools and policies

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Questions about delete_bank_account

What does the delete_bank_account tool do? +

Delete a stored customer bank account (DELETE /customers/{customer_id}/bankaccounts/{id}). It is categorised as a Destructive tool in the Mcp Ap2 MCP Server, which means it can permanently delete or destroy data. Block by default and require explicit approval.

How do I enforce a policy on delete_bank_account? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for delete_bank_account: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is delete_bank_account? +

delete_bank_account is a Destructive tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit delete_bank_account? +

Yes. Add a rate_limit block to the delete_bank_account rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block delete_bank_account completely? +

Set action: deny in the PolicyLayer policy for delete_bank_account. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides delete_bank_account? +

delete_bank_account is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Mcp Ap2 tool call.

Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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1300 Mcp Ap2 tools catalogued and risk-classified — across an index of 43,000+ MCP servers.

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