isw_complete_credit
Complete bank credit using inquiryRef and OTP. High-risk financial operation; requires confirm: true.
This record as markdown: /tools/io-github-dairus01-interswitch-mcp-server/isw-complete-credit.md
What isw_complete_credit does on Interswitch
AI agents use isw_complete_credit to commit financial operations through Interswitch, usually the final step of a payment, billing, or trading workflow. A call moves real money.
Why isw_complete_credit is rated Critical
This tool completes a bank credit transaction, which directly moves money between accounts. The description explicitly labels it a 'High-risk financial operation', placing it firmly in the Financial category with critical severity due to the potential for significant monetary loss if misused.
From the tool's definition Complete bank credit using inquiryRef and OTP. High-risk financial operation; requires confirm: true.
Attacks that exploit this kind of access
The rule that runs isw_complete_credit safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Interswitch, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For isw_complete_credit, this is the rule to start with:
Any call to isw_complete_credit is blocked until a human approves it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect Interswitch, apply this rule, and every isw_complete_credit call is checked against it from then on.
Questions about isw_complete_credit
Complete bank credit using inquiryRef and OTP. High-risk financial operation; requires confirm: true. It is categorised as a Financial tool in the Interswitch MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Interswitch MCP server in PolicyLayer and add a rule for isw_complete_credit: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Interswitch. Nothing to install.
isw_complete_credit is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the isw_complete_credit rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for isw_complete_credit. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
isw_complete_credit is provided by the Interswitch MCP server (interswitch-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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