Interswitch

74 tools. 17 can modify or destroy data without limits.

7 destructive tools with no built-in limits. Policy required.

Last updated:

17 can modify or destroy data
57 read-only
74 tools total

17 Interswitch tools can modify or destroy data, with no limits today. PolicyLayer puts allow, deny, and rate-limit rules on every call. Live in minutes.

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Read (57) Write / Execute (10) Destructive / Financial (7)
6,794 tokens of tool definitions, loaded on every request
3.4% of a 200k context window
241 heaviest tool: isw_bulk_transfer

Financial operations (isw_bulk_transfer, isw_create_payment_link, isw_initiate_refund) can move real money. An agent caught in a loop could drain accounts before anyone notices.

Write operations (isw_change_card_pin, isw_complete_credit, isw_create_bulk_paycodes) modify state. Without rate limits, an agent can make hundreds of changes in seconds — faster than any human can review or revert.

Execute tools (isw_credit_inquiry, isw_fintech_build_response, isw_initialize_payment) trigger processes with side effects. Builds, notifications, workflows — all fired without throttling.

Block financial tools by default
{
  "isw_bulk_transfer": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Requires human approval."
      }
    ]
  }
}

Financial tools should be explicitly enabled per use case, not open by default.

Rate limit write operations
{
  "isw_change_card_pin": {
    "limits": [
      {
        "counter": "isw_change_card_pin_per_hour",
        "window": "hour",
        "max": 30,
        "scope": "grant"
      }
    ]
  }
}

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations
{
  "isw_agency_banking_cashout": {
    "limits": [
      {
        "counter": "isw_agency_banking_cashout_per_minute",
        "window": "minute",
        "max": 60,
        "scope": "grant"
      }
    ]
  }
}

Controls API costs and prevents retry loops from exhausting upstream rate limits.

Get this policy live on your own Interswitch server in minutes. Tune the limits to your setup; PolicyLayer enforces it on every call.

ENFORCE ON MY INTERSWITCH →
READ 57 tools
Read isw_agency_banking_cashout Read isw_agency_cashout_xml Read isw_agency_get_token Read isw_agency_requery_xml Read isw_airtime_recharge Read isw_block_card Read isw_block_prepaid_card Read isw_bulk_card_production Read isw_check_debit_balance Read isw_check_prepaid_balance Read isw_confirm_debit_sufficient Read isw_confirm_prepaid_sufficient Read isw_deactivate_paycode Read isw_fetch_cards_by_account Read isw_fetch_cards_by_issuer Read isw_fetch_customer_card_details Read isw_fetch_data_prep_request Read isw_fetch_prepared_cards Read isw_fetch_request_logs Read isw_fetch_single_card_by_pan Read isw_fintech_compute_mac Read isw_fintech_validate_debit_lien_payload Read isw_fintech_validate_debit_payload Read isw_fintech_validate_enquiry_payload Read isw_fintech_validate_place_lien_payload Read isw_fintech_validate_reversal_payload Read isw_get_airtime_epins Read isw_get_bank_codes Read isw_get_biller_details Read isw_get_biller_packages Read isw_get_billers Read isw_get_billers_by_category Read isw_get_customer_demographics Read isw_get_financial_habits Read isw_get_financial_history Read isw_get_financial_history_average Read isw_get_paycode_status Read isw_get_payout_channels Read isw_get_pin Read isw_get_receiving_institutions Read isw_get_refund_status Read isw_get_transaction_by_reference Read isw_get_transaction_details Read isw_get_transaction_status Read isw_initiate_card_data_prep Read isw_link_card_to_account Read isw_request_nano_loan Read isw_retry_card_creation Read isw_salary_lending Read isw_transaction_search_bulk_search Read isw_transaction_search_quick_search Read isw_transaction_search_reference_search Read isw_unblock_card Read isw_unblock_prepaid_card Read isw_validate_card Read isw_validate_customer Read isw_value_financing
Can an AI agent move money through the Interswitch MCP server? +

Yes. The Interswitch server exposes 7 financial tools including isw_bulk_transfer, isw_create_payment_link, isw_initiate_refund. Without a policy, an autonomous agent can call these with no spend caps, no rate limits, and no approval flow. PolicyLayer lets you block financial tools by default, require human approval, or set per-tool rate limits — enforced on every call.

How do I prevent bulk modifications through Interswitch? +

The Interswitch server has 7 write tools including isw_change_card_pin, isw_complete_credit, isw_create_bulk_paycodes. Set a rate limit in your policy -- for example, 10 calls per hour prevents an agent from making more than 10 modifications per hour. PolicyLayer enforces this at the gateway, before calls reach Interswitch.

How many tools does the Interswitch MCP server expose? +

74 tools across 4 categories: Execute, Financial, Read, Write. 57 are read-only. 17 can modify, create, or delete data.

How do I enforce a policy on Interswitch? +

Register the Interswitch MCP server in PolicyLayer, apply the suggested rules above (adjust the limits to your use case), and point your AI client at the PolicyLayer proxy URL instead of the server directly. Your agents keep the same tools; PolicyLayer evaluates every call against policy before it executes. Nothing to install, live in minutes.

Other MCP servers with similar tools.

Starter policies for each. Same risk classification, live on your fleet in minutes.

Enforce policy on every Interswitch tool call.

Deterministic rules across all 74 Interswitch tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

Free to start. No card required.

4,600+ MCP servers and 31,000+ tools scanned and risk-classified.

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