Interswitch

74 tools. 29 can modify or destroy data without limits.

21 destructive tools with no built-in limits. Policy required.

Last updated:

29 can modify or destroy data
45 read-only
74 tools total

Community server · catalogue entry checked 30/06/2026

How to control Interswitch ↓

What Interswitch exposes to your agents

Read (45) Write / Execute (8) Destructive / Financial (21)
Critical Risk

The most dangerous Interswitch tools

29 of Interswitch's 74 tools can modify, destroy, or commit something on every call — and an agent calls them with no built-in limits.

How to control Interswitch

PolicyLayer is an MCP gateway — it sits between your AI agents and Interswitch, and nothing reaches the server without passing your rules. These are the rules we recommend:

Block financial tools by default
{
  "isw_agency_banking_cashout": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Requires human approval."
      }
    ]
  }
}

Financial tools should be explicitly enabled per use case, not open by default.

Deny destructive operations
{
  "isw_block_card": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Blocked by default. Requires approval."
      }
    ]
  }
}

Destructive tools should never be available to autonomous agents without human approval.

Rate limit write operations
{
  "isw_change_card_pin": {
    "limits": [
      {
        "counter": "isw_change_card_pin_per_hour",
        "window": "hour",
        "max": 30,
        "scope": "grant"
      }
    ]
  }
}

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations
{
  "isw_agency_get_token": {
    "limits": [
      {
        "counter": "isw_agency_get_token_per_minute",
        "window": "minute",
        "max": 60,
        "scope": "grant"
      }
    ]
  }
}

Controls API costs and prevents retry loops from exhausting upstream rate limits.

  1. Create a free account and register Interswitch — nothing to install.
  2. Add these rules — paste them, or build them visually. Tune the limits to your setup.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
ENFORCE POLICY ON INTERSWITCH →

Instant setup, no code required.

All 74 Interswitch tools

FINANCIAL 19 tools
Financial isw_agency_banking_cashout Perform agency banking cashout. High-risk financial operation; requires confirm: true. Financial isw_agency_cashout_xml Submit raw Agency Banking cashout XML. High-risk financial operation; requires confirm: true. Financial isw_airtime_recharge Top up a phone number through VAS airtime. Requires confirm: true. Financial isw_bulk_card_production Submit Card 360 bulk card production. Requires confirm: true. Financial isw_bulk_transfer Send money to multiple bank accounts. High-risk financial operation; requires confirm: true. Max 100 transacti Financial isw_complete_credit Complete bank credit using inquiryRef and OTP. High-risk financial operation; requires confirm: true. Financial isw_create_bulk_paycodes Create multiple cardless withdrawal paycodes. High-risk batch operation; requires confirm: true. Max 100. Financial isw_create_card Provision a new Verve card through Card 360. Requires confirm: true. Financial isw_create_paycode Create a cardless withdrawal paycode. Requires confirm: true. Financial isw_create_payment_link Create a shareable payment link. Provide amountNaira or amountKobo explicitly; endpoint receives kobo. Require Financial isw_get_airtime_epins Purchase airtime e-pins. Requires confirm: true. Financial isw_initialize_payment Initialize a Quickteller payment. Provide amountNaira or amountKobo explicitly; endpoint receives kobo. Requir Financial isw_initiate_refund Initiate a refund for a settled transaction. High-risk write operation; requires confirm: true. Financial isw_pay_bill Pay a bill through the payment route. Provide amountNaira or amountKobo explicitly; endpoint receives kobo. Re Financial isw_pay_vas_bill Pay a VAS bill. Provide amountNaira or amountKobo explicitly. Requires confirm: true. Financial isw_request_nano_loan Request a nano loan. High-risk operation creating debt; requires confirm: true. Financial isw_salary_lending Request a salary loan. High-risk operation creating debt; requires confirm: true. Financial isw_single_transfer Send money to a bank account. High-risk financial operation; requires confirm: true. Provide amountNaira or am Financial isw_value_financing Request value financing. High-risk operation creating debt; requires confirm: true.
READ 45 tools
Read isw_agency_get_token Fetch an Agency Banking SOAP token using configured merchant and terminal IDs. Token is redacted in output. Read isw_block_prepaid_card Block a prepaid card. Requires confirm: true. Read isw_check_debit_balance Check debit card balance. Read isw_check_prepaid_balance Check prepaid card balance. Read isw_confirm_debit_sufficient Confirm debit card sufficient balance. Requires confirm: true. Read isw_confirm_prepaid_sufficient Confirm prepaid card sufficient balance. Requires confirm: true. Read isw_credit_inquiry Run Transfer Service credit inquiry before bank credit. Read isw_fetch_cards_by_account Fetch cards linked to an account. Read isw_fetch_cards_by_issuer Fetch cards by issuer number. Read isw_fetch_customer_card_details Fetch customer card details by account. Read isw_fetch_data_prep_request Fetch Card 360 data prep request by requestRef. Read isw_fetch_prepared_cards Fetch prepared cards for a data prep request. Read isw_fetch_request_logs Fetch Card 360 request logs. Read isw_fetch_single_card_by_pan Fetch card details by PAN. Sensitive fields are redacted. Read isw_fintech_validate_debit_lien_payload Validate incoming Fintech Card Processing debit-lien payload shape. Read isw_fintech_validate_debit_payload Validate incoming Fintech Card Processing debit payload shape. Read isw_fintech_validate_enquiry_payload Validate incoming Fintech Card Processing enquiry payload shape. Read isw_fintech_validate_place_lien_payload Validate incoming Fintech Card Processing place-lien payload shape. Read isw_fintech_validate_reversal_payload Validate incoming Fintech Card Processing reversal payload shape. Read isw_get_bank_codes List supported bank codes for transfers. Read isw_get_biller_details Get VAS biller details by billerId. Read isw_get_biller_packages List packages for a biller. Read isw_get_billers List Quickteller billers, optionally filtered by categoryId. Read isw_get_billers_by_category List VAS billers by category. Read isw_get_customer_demographics Get customer demographic profile. Read isw_get_financial_habits Get customer financial habits. Read isw_get_financial_history Get customer financial history. Read isw_get_financial_history_average Get customer average financial history. Read isw_get_paycode_status Get status of a generated paycode. Read isw_get_payout_channels List available payout channels. Read isw_get_pin Get a card PIN. Sensitive operation; requires confirm: true and redacts sensitive fields. Read isw_get_receiving_institutions List payout receiving institutions. Read isw_get_refund_status Get refund status by refundRef. Read isw_get_transaction_by_reference Get Quickteller transaction by transactionRef query. Read isw_get_transaction_details Get Transaction Search details by transactionId. Read isw_get_transaction_status Get Quickteller transaction status by transactionRef. Read isw_initiate_card_data_prep Initiate Card 360 card data prep. Requires confirm: true. Read isw_requery_transfer Requery Transfer Service transaction status. Read isw_resolve_bank_account Resolve account name before transfer. Read isw_retry_card_creation Retry a Card 360 card creation request. Requires confirm: true. Read isw_transaction_search_bulk_search Search multiple transaction references at once. Read isw_transaction_search_quick_search Search transactions by amountKobo, terminal, and date range. Dates use YYYY-MM-DD HH:mm:ss. Read isw_transaction_search_reference_search Search transactions by transaction reference and date range. Read isw_validate_card Validate card CVV and expiry. Requires confirm: true. Read isw_validate_customer Validate a customer account, meter, or phone number for a biller.

Related servers

Other MCP servers with similar tools — same risk classification, starter policies for each.

Questions about Interswitch

Can an AI agent move money through the Interswitch MCP server? +

Yes. The Interswitch server exposes 19 financial tools including isw_agency_banking_cashout, isw_agency_cashout_xml, isw_airtime_recharge. Without a policy, an autonomous agent can call these with no spend caps, no rate limits, and no approval flow. PolicyLayer lets you block financial tools by default, require human approval, or set per-tool rate limits — enforced on every call.

Can an AI agent delete data through the Interswitch MCP server? +

Yes. The Interswitch server exposes 2 destructive tools including isw_block_card, isw_deactivate_paycode. These permanently remove resources with no undo. PolicyLayer blocks destructive tools by default so they never reach the upstream server.

How do I prevent bulk modifications through Interswitch? +

The Interswitch server has 5 write tools including isw_change_card_pin, isw_link_card_to_account, isw_reissue_card_pin. Set a rate limit in your policy -- for example, 10 calls per hour prevents an agent from making more than 10 modifications per hour. PolicyLayer enforces this at the gateway, before calls reach Interswitch.

How many tools does the Interswitch MCP server expose? +

74 tools across 4 categories: Execute, Financial, Read, Write. 45 are read-only. 29 can modify, create, or delete data.

How do I enforce a policy on Interswitch? +

Register the Interswitch MCP server in PolicyLayer, apply the suggested rules above (adjust the limits to your use case), and point your AI client at the PolicyLayer proxy URL instead of the server directly. Your agents keep the same tools; PolicyLayer evaluates every call against policy before it executes. Nothing to install, live in minutes.

Enforce policy on every Interswitch tool call.

Deterministic rules across all 74 Interswitch tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

Instant setup, no code required.

74 Interswitch tools catalogued and risk-classified — across an index of 46,500+ MCP servers.

// WHERE THIS COMES FROM

These policies come from Interswitch's registry record.

The record behind this page: verified identity, auth posture, risk grade, every tool classified, recommended policy — re-checked continuously.

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