isw_create_payment_link

Create a shareable payment link. Provide amountNaira or amountKobo explicitly; endpoint receives kobo. Requires confirm: true.

SERVERInterswitch SOURCEinterswitch-mcp-server

Critical RISK CLASS

Category Financial

Parameters 00 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/io-github-dairus01-interswitch-mcp-server/isw-create-payment-link.md

WHAT IT DOES

What isw_create_payment_link does on Interswitch

AI agents use isw_create_payment_link to commit financial operations through Interswitch, usually the final step of a payment, billing, or trading workflow. A call moves real money.

RISK

Why isw_create_payment_link is rated Critical

This tool directly commits financial obligations by generating payment collection links. Although it does not directly execute the payment itself, creating a payment link is a financial operation that obligates transaction processing and money movement. Misuse could enable unauthorized fund collection schemes.

From the tool's definition Tool creates payment links that facilitate financial transactions ("Create a shareable payment link") and accepts monetary amounts ("amountNaira or amountKobo") on a payments API server (Interswitch is a licensed payment processor).

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs isw_create_payment_link safely

PolicyLayer is an MCP gateway: it sits between your AI agents and Interswitch, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For isw_create_payment_link, this is the rule to start with:

isw_create_payment_link Approval-gated

Any call to isw_create_payment_link is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "isw_create_payment_link": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect Interswitch, apply this rule, and every isw_create_payment_link call is checked against it from then on.

FAQ

Questions about isw_create_payment_link

What does the isw_create_payment_link tool do? +

Create a shareable payment link. Provide amountNaira or amountKobo explicitly; endpoint receives kobo. Requires confirm: true. It is categorised as a Financial tool in the Interswitch MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on isw_create_payment_link? +

Register the Interswitch MCP server in PolicyLayer and add a rule for isw_create_payment_link: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Interswitch. Nothing to install.

What risk level is isw_create_payment_link? +

isw_create_payment_link is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit isw_create_payment_link? +

Yes. Add a rate_limit block to the isw_create_payment_link rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block isw_create_payment_link completely? +

Set action: deny in the PolicyLayer policy for isw_create_payment_link. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides isw_create_payment_link? +

isw_create_payment_link is provided by the Interswitch MCP server (interswitch-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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