pay_withdraw
Generate a withdrawal link to pull USDC out of your wallet.\n\n
This record as markdown: /tools/io-github-pay-skill-pay-mcp/pay-withdraw.md
What pay_withdraw does on Pay Mcp
AI agents use pay_withdraw to commit financial operations through Pay Mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money.
Why pay_withdraw is rated Critical
This tool directly moves money (USDC tokens) from a wallet, making it a Financial category tool. Severity is high because an AI agent misusing this could withdraw funds without proper authorization or send them to unintended addresses. It is not critical because it requires wallet ownership/access and is reversible through redeposit, but it is the most severe category applicable.
From the tool's definition Tool named 'pay_withdraw' with description 'Generate a withdrawal link to pull USDC out of your wallet' explicitly involves moving cryptocurrency (USDC) out of a wallet, which is a financial transaction that commits monetary value.
Attacks that exploit this kind of access
The rule that runs pay_withdraw safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Pay Mcp, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For pay_withdraw, this is the rule to start with:
Any call to pay_withdraw is blocked until a human approves it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect Pay Mcp, apply this rule, and every pay_withdraw call is checked against it from then on.
Questions about pay_withdraw
Generate a withdrawal link to pull USDC out of your wallet.\n\n. It is categorised as a Financial tool in the Pay Mcp MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Pay MCP server in PolicyLayer and add a rule for pay_withdraw: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Pay Mcp. Nothing to install.
pay_withdraw is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the pay_withdraw rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for pay_withdraw. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
pay_withdraw is provided by the Pay MCP server (@pay-skill/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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