Borrow tokens against future earning potential (CBC). Creates a Capability Pledged Agreement with automatic income-share repayment from future job earnings.
Handles credentials or secrets (token)
Part of the Ai Agent Bank MCP server. Enforce policies on this tool with Intercept, the open-source MCP proxy.
AI agents use borrow_capability to create or modify resources in Ai Agent Bank. Write operations carry medium risk because an autonomous agent could trigger bulk unintended modifications. Rate limits prevent a single agent session from making hundreds of changes in rapid succession. Argument validation ensures the agent passes expected values.
Without a policy, an AI agent could call borrow_capability repeatedly, creating or modifying resources faster than any human could review. Intercept's rate limiting ensures write operations happen at a controlled pace, and argument validation catches malformed or unexpected inputs before they reach Ai Agent Bank.
Write tools can modify data. A rate limit prevents runaway bulk operations from AI agents.
tools:
borrow_capability:
rules:
- action: allow
rate_limit:
max: 30
window: 60See the full Ai Agent Bank policy for all 14 tools.
Agents calling write-class tools like borrow_capability have been implicated in these attack patterns. Read the full case and prevention policy for each:
Other tools in the Write risk category across the catalogue. The same policy patterns (rate-limit, validate) apply to each.
Borrow tokens against future earning potential (CBC). Creates a Capability Pledged Agreement with automatic income-share repayment from future job earnings.. It is categorised as a Write tool in the Ai Agent Bank MCP Server, which means it can create or modify data. Consider rate limits to prevent runaway writes.
Add a rule in your Intercept YAML policy under the tools section for borrow_capability. You can allow, deny, rate-limit, or validate arguments. Then run Intercept as a proxy in front of the Ai Agent Bank MCP server.
borrow_capability is a Write tool with medium risk. Write tools should be rate-limited to prevent accidental bulk modifications.
Yes. Add a rate_limit block to the borrow_capability rule in your Intercept policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the Intercept policy for borrow_capability. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
borrow_capability is provided by the Ai Agent Bank MCP server (ai-agent-bank-mcp-server). Intercept sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Open source. One binary. Zero dependencies.
npx -y @policylayer/intercept