Ai Agent Bank

14 tools. 12 can modify or destroy data without limits.

1 destructive tool with no built-in limits. Policy required.

Last updated:

12 can modify or destroy data
2 read-only
14 tools total
Read (2) Write / Execute (11) Destructive / Financial (1)

Financial operations (transfer) can move real money. An agent caught in a loop could drain accounts before anyone notices.

Write operations (accept_swap, assess_credit, borrow) modify state. Without rate limits, an agent can make hundreds of changes in seconds — faster than any human can review or revert.

One command. Full control.

Intercept sits between your agent and Ai Agent Bank. Every tool call checked against your policy before it executes — so your agent can do its job without breaking things.

npx -y @policylayer/intercept scan -- npx -y @ai-agent-bank-mcp-server
Scans every tool. Generates a policy. Starts enforcing.
Works with Claude Code · Cursor · Claude Desktop · Windsurf · any MCP client
Block financial tools by default
transfer:
  rules:
    - action: deny

Financial tools should be explicitly enabled per use case, not open by default.

Rate limit write operations
accept_swap:
  rules:
    - rate_limit: 30/hour

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations
get_balance:
  rules:
    - rate_limit: 60/minute

Controls API costs and prevents retry loops from exhausting upstream rate limits.

Can an AI agent move money through the Ai Agent Bank MCP server? +

Yes. The Ai Agent Bank server exposes 1 financial tools including transfer. Without a policy, an autonomous agent can call these with no spend caps, no rate limits, and no approval flow. Intercept lets you block financial tools by default or set per-tool rate limits.

How do I prevent bulk modifications through Ai Agent Bank? +

The Ai Agent Bank server has 11 write tools including accept_swap, assess_credit, borrow. Set rate limits in your policy file -- for example, rate_limit: 10/hour prevents an agent from making more than 10 modifications per hour. Intercept enforces this at the transport layer.

How many tools does the Ai Agent Bank MCP server expose? +

14 tools across 3 categories: Financial, Read, Write. 2 are read-only. 12 can modify, create, or delete data.

How do I add Intercept to my Ai Agent Bank setup? +

One line change. Instead of running the Ai Agent Bank server directly, prefix it with Intercept: intercept -c io-github-wirternow-agent-bank.yaml -- npx -y @ai-agent-bank-mcp-server. Download a pre-built policy from policylayer.com/policies/io-github-wirternow-agent-bank and adjust the limits to match your use case.

Other MCP servers with similar tools.

Starter policies available for each. Same risk classification, same one-command setup.

policylayer/intercept

Control every MCP tool call
your agent makes.

Set budgets, approvals, and hard limits across MCP servers.

npx -y @policylayer/intercept init
Protect your agent in 30 seconds. Scans your MCP config and generates enforcement policies for every server.
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