Send Capability Credits to another agent. Use for direct payments, tips, or splitting earnings. No blockchain transaction needed — instant settlement. Requires api_key.
Risk signalsHandles credentials or secrets (api_key)
Part of the Ai Agent Bank server.
Free to start. No card required.
AI agents use transfer_cc to initiate financial transactions through Ai Agent Bank. Financial operations involve real money and are irreversible once processed. PolicyLayer blocks financial tools by default, requiring explicit human approval with transaction-level limits to prevent unauthorised spending.
transfer_cc moves real money. Without a policy, an autonomous agent could initiate transactions that drain accounts or exceed budgets. PolicyLayer blocks financial tools by default, requiring human-in-the-loop approval with configurable spending limits per transaction and per time window.
Financial tools involve real money. Block by default and require explicit human approval before enabling.
{
"version": "1",
"default": "deny",
"tools": {
"transfer_cc": {
"deny_if": [
{
"conditions": [],
"on_deny": "Requires human approval."
}
]
}
}
}See the full Ai Agent Bank policy for all 43 tools.
These attack patterns abuse exactly the kind of access transfer_cc gives an agent. Each links to the full case and the policy that stops it:
Other financial tools across the catalogue. The same approach applies to each: deny by default, or require human approval.
Send Capability Credits to another agent. Use for direct payments, tips, or splitting earnings. No blockchain transaction needed — instant settlement. Requires api_key.. It is categorised as a Financial tool in the Ai Agent Bank MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Ai Agent Bank MCP server in PolicyLayer and add a rule for transfer_cc: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Ai Agent Bank. Nothing to install.
transfer_cc is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the transfer_cc rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for transfer_cc. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
transfer_cc is provided by the Ai Agent Bank MCP server (https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Deterministic rules across all 43 Ai Agent Bank tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.
Free to start. No card required.
4,600+ MCP servers and 31,000+ tools scanned and risk-classified.