Transfers a specified amount of ERC-20 tokens to a recipient address and waits for transaction confirmation.
AI agents use transferToken to commit financial operations through Token Minter — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool moves cryptocurrency tokens (ERC-20 assets) from one address to another. Even though the transfer is reversible in technical terms, it commits financial value to a recipient and represents an irreversible economic obligation from the user's perspective.
From the tool's definition Tool description explicitly states 'Transfers a specified amount of ERC-20 tokens to a recipient address' - this is a direct transfer of cryptocurrency assets.
Documented attack patterns abuse exactly the kind of access transferToken gives an agent:
PolicyLayer is an MCP gateway — it sits between your AI agents and Token Minter, and nothing reaches the server without passing your rules. This is the rule we recommend for transferToken:
{
"version": "1",
"default": "deny",
"tools": {
"transferToken": {
"deny_if": [
{
"conditions": [],
"on_deny": "Requires human approval."
}
]
}
}
} Any call to transferToken is blocked until a human approves it. The rest of the server keeps working.
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Transfers a specified amount of ERC-20 tokens to a recipient address and waits for transaction confirmation. It is categorised as a Financial tool in the Token Minter MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Token Minter MCP server in PolicyLayer and add a rule for transferToken: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Token Minter. Nothing to install.
transferToken is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the transferToken rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for transferToken. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
transferToken is provided by the Token Minter MCP server (kukapay/token-minter-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Start from Token Minter, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.
Free to start. No card required.
6 Token Minter tools catalogued and risk-classified — across an index of 43,000+ MCP servers.