create_payment_reminder · Moneroo MCP: Risk & Policy

WHAT IT DOES

What create_payment_reminder does on Moneroo

AI agents use create_payment_reminder to commit financial operations through Moneroo — usually the final step of a payment, billing, or trading workflow. A call moves real money.

WHY IT NEEDS A POLICY

Why create_payment_reminder needs a policy

This tool creates payment links which are financial instruments used to collect money. While sending a reminder message is a Write/communication action, the creation of a payment link constitutes a financial commitment/obligation and is the primary function of this tool. The tool spans Write and Financial categories; per the rules, Financial takes precedence.

From the tool's definition Generate a payment link and a pre-written reminder message

Attacks that exploit this kind of access

Recommended rule Ready

Verdict

create_payment_reminder Approval-gated

Any call to create_payment_reminder is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_payment_reminder": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

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PolicyLayer is an MCP gateway: every tool call is checked against your rule before it reaches Moneroo, so you can run agents against it safely.

FAQ

Questions about create_payment_reminder

What does the create_payment_reminder tool do? +

Generate a payment link and a pre-written reminder message (email, WhatsApp, or SMS). It is categorised as a Financial tool in the Moneroo MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on create_payment_reminder? +

Register the Moneroo MCP server in PolicyLayer and add a rule for create_payment_reminder: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Moneroo. Nothing to install.

What risk level is create_payment_reminder? +

create_payment_reminder is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create_payment_reminder? +

Yes. Add a rate_limit block to the create_payment_reminder rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create_payment_reminder completely? +

Set action: deny in the PolicyLayer policy for create_payment_reminder. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create_payment_reminder? +

create_payment_reminder is provided by the Moneroo MCP server (moneroo-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.