// SCAN REPORT

Moneroo

28 tools. 9 can modify or destroy data without limits.

5 destructive tools with no built-in limits. Policy required.

Last updated: 29 Jun 2026

9 can modify or destroy data

19 read-only

28 tools total

Community server · catalogue entry verified 29/06/2026

How to control Moneroo ↓

TOOL MAP

What Moneroo exposes to your agents

Read (19) Write / Execute (4) Destructive / Financial (5)

Running more than one server? Check your whole stack →

MOST DANGEROUS TOOLS

Critical Risk

The most dangerous Moneroo tools

Financial · High create_payment_link This tool commits financial obligations by initiating payments on behalf of users. Financial · High create_payment_reminder This tool creates payment links which are financial instruments used to collect money. Financial · Critical create_payout The tool moves money from the organization to a customer, creating a direct financial obligation and irreversible fund transfer. Financial · Critical create_recurring_payment This tool initiates a financial payment and sets up a recurring payment schedule via cron configuration.

9 of Moneroo's 28 tools can modify, destroy, or commit something on every call — and an agent calls them with no built-in limits.

POLICY

How to control Moneroo

PolicyLayer is an MCP gateway — it sits between your AI agents and Moneroo, and nothing reaches the server without passing your rules. These are the rules we recommend:

Block financial tools by default

{
  "create_payment_link": {
    "deny_if": [
      {
        "conditions": [],
        "on_deny": "Requires human approval."
      }
    ]
  }
}

Financial tools should be explicitly enabled per use case, not open by default.

Rate limit write operations

{
  "export_for_accounting": {
    "limits": [
      {
        "counter": "export_for_accounting_per_hour",
        "window": "hour",
        "max": 30,
        "scope": "grant"
      }
    ]
  }
}

Prevents bulk unintended modifications from agents caught in loops.

Cap read operations

{
  "analyze_trends": {
    "limits": [
      {
        "counter": "analyze_trends_per_minute",
        "window": "minute",
        "max": 60,
        "scope": "grant"
      }
    ]
  }
}

Controls API costs and prevents retry loops from exhausting upstream rate limits.

Create a free account and register Moneroo — nothing to install.
Add these rules — paste them, or build them visually. Tune the limits to your setup.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

ENFORCE POLICY ON MONEROO →

Instant setup, no code required.

FULL CATALOGUE

All 28 Moneroo tools

FINANCIAL 5 tools

Financial create_payment_link Initialize a payment and get a checkout URL to redirect the customer to. Financial create_payment_reminder Generate a payment link and a pre-written reminder message (email, WhatsApp, or SMS). Financial create_payout Send money to a customer via mobile money or other supported payout method. Financial create_recurring_payment Create the first payment in a recurring series and generate a cron configuration. Financial schedule_payout Schedule a payout for a future date.

WRITE 4 tools

Write export_for_accounting Export successful transactions in a standardized accounting format. Write generate_invoice Generate a professional HTML invoice for a payment. Write generate_report_pdf Generate a comprehensive monthly activity report as an HTML file (printable to PDF). Write setup_webhook_alert Save an alert rule locally. When list_payments or get_payment is called,

READ 19 tools

Read analyze_trends Analyze revenue and volume trends over the last N weeks. Read churn_risk Identify customers who have gone quiet — previously active but with no recent payment. Read compare_periods Compare revenue, volume, and conversion rate between two date ranges. Read detect_anomalies Detect unusual transactions: amounts far above average (potential large orders or fraud), Read export_transactions Export payment and/or payout transactions to a CSV or Excel (.xlsx) file. Read get_conversion_rate Calculate the payment conversion rate for a period: Read get_failure_analysis Analyze failed payments to identify the most common failure reasons. Read get_payment Retrieve the full details of a payment transaction by its ID. Read get_payment_methods_breakdown Show the distribution of successful payments by payment method (MTN, Wave, Orange, etc.). Read get_payout Retrieve the full details of a payout transaction by its ID. Read get_peak_hours Identify when customers pay the most — breakdown by hour of day and day of week. Read get_revenue_report Compute a revenue summary for a date range. Read list_payments List recent payment transactions with optional filters. Read list_payouts List recent payout transactions with optional filters. Read list_webhook_alerts List all saved alert rules from ~/.moneroo-mcp/alerts.json. Read predict_revenue Estimate end-of-month revenue based on the current pace. Read suggest_optimizations Analyze payment data and return structured metrics that Claude can use to generate recommendations. Read verify_payment Verify the final status of a payment transaction. Read verify_payout Verify the final status of a payout transaction.

EXPLORE

Related servers

Other MCP servers with similar tools — same risk classification, starter policies for each.

FAQ

Questions about Moneroo

Can an AI agent move money through the Moneroo MCP server? +

Yes. The Moneroo server exposes 5 financial tools including create_payment_link, create_payment_reminder, create_payout. Without a policy, an autonomous agent can call these with no spend caps, no rate limits, and no approval flow. PolicyLayer lets you block financial tools by default, require human approval, or set per-tool rate limits — enforced on every call.

How do I prevent bulk modifications through Moneroo? +

The Moneroo server has 4 write tools including export_for_accounting, generate_invoice, generate_report_pdf. Set a rate limit in your policy -- for example, 10 calls per hour prevents an agent from making more than 10 modifications per hour. PolicyLayer enforces this at the gateway, before calls reach Moneroo.

How many tools does the Moneroo MCP server expose? +

28 tools across 3 categories: Financial, Read, Write. 19 are read-only. 9 can modify, create, or delete data.

How do I enforce a policy on Moneroo? +

Register the Moneroo MCP server in PolicyLayer, apply the suggested rules above (adjust the limits to your use case), and point your AI client at the PolicyLayer proxy URL instead of the server directly. Your agents keep the same tools; PolicyLayer evaluates every call against policy before it executes. Nothing to install, live in minutes.

Enforce policy on every Moneroo tool call.

Deterministic rules across all 28 Moneroo tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

ENFORCE POLICY ON MONEROO →

Instant setup, no code required.

28 Moneroo tools catalogued and risk-classified — across an index of 43,000+ MCP servers.