create_recurring_payment · Moneroo MCP: Risk & Policy

WHAT IT DOES

What create_recurring_payment does on Moneroo

AI agents use create_recurring_payment to commit financial operations through Moneroo — usually the final step of a payment, billing, or trading workflow. A call moves real money.

WHY IT NEEDS A POLICY

Why create_recurring_payment needs a policy

This tool initiates a financial payment and sets up a recurring payment schedule via cron configuration. It directly commits financial obligations on a recurring basis, making it Financial category. The severity is critical because misuse could result in repeated unauthorized financial transactions that are difficult to reverse.

From the tool's definition "Create the first payment in a recurring series and generate a cron configuration"

Attacks that exploit this kind of access

Recommended rule Ready

Verdict

create_recurring_payment Approval-gated

Any call to create_recurring_payment is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_recurring_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

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FAQ

Questions about create_recurring_payment

What does the create_recurring_payment tool do? +

Create the first payment in a recurring series and generate a cron configuration. It is categorised as a Financial tool in the Moneroo MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on create_recurring_payment? +

Register the Moneroo MCP server in PolicyLayer and add a rule for create_recurring_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Moneroo. Nothing to install.

What risk level is create_recurring_payment? +

create_recurring_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create_recurring_payment? +

Yes. Add a rate_limit block to the create_recurring_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create_recurring_payment completely? +

Set action: deny in the PolicyLayer policy for create_recurring_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create_recurring_payment? +

create_recurring_payment is provided by the Moneroo MCP server (moneroo-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.