pay_direct

Send a direct USDC payment to another agent or wallet. Use for tips, simple transfers, and one-off payments.

SERVERRemit Md MCP Server SOURCEpay-skill/mcp

Critical RISK CLASS

Category Financial

Parameters 00 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/pay-skill-mcp/pay-direct.md

WHAT IT DOES

What pay_direct does on Remit Md MCP Server

AI agents use pay_direct to commit financial operations through Remit Md MCP Server, usually the final step of a payment, billing, or trading workflow. A call moves real money.

RISK

Why pay_direct is rated Critical

This tool directly moves cryptocurrency (USDC) between accounts, which constitutes a financial transaction with irreversible money transfer. An AI agent given this capability could transfer funds without proper authorization, causing immediate financial loss.

From the tool's definition Tool performs USDC payments to wallets; server description states 'enables AI agents to perform financial transactions such as direct payments' and 'fund streaming'; tool name 'pay_direct' and description 'Send a direct USDC payment' confirm direct money…

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs pay_direct safely

PolicyLayer is an MCP gateway: it sits between your AI agents and Remit Md MCP Server, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For pay_direct, this is the rule to start with:

pay_direct Approval-gated

Any call to pay_direct is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "pay_direct": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect Remit Md MCP Server, apply this rule, and every pay_direct call is checked against it from then on.

FAQ

Questions about pay_direct

What does the pay_direct tool do? +

Send a direct USDC payment to another agent or wallet. Use for tips, simple transfers, and one-off payments. It is categorised as a Financial tool in the Remit Md MCP Server MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on pay_direct? +

Register the Remit Md MCP Server MCP server in PolicyLayer and add a rule for pay_direct: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Remit Md MCP Server. Nothing to install.

What risk level is pay_direct? +

pay_direct is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit pay_direct? +

Yes. Add a rate_limit block to the pay_direct rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block pay_direct completely? +

Set action: deny in the PolicyLayer policy for pay_direct. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides pay_direct? +

pay_direct is provided by the Remit Md MCP Server MCP server (pay-skill/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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