Low Risk

download_statement

Download a specific statement from Qonto API.

How to control download_statement ↓

AI agents call download_statement to retrieve information from Qonto MCP Server without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

Low Risk

This tool retrieves/downloads financial statements, which is a read operation with no side effects on data or accounts. However, the severity is high because financial statements contain sensitive information (transaction history, balances, account details) that could be misused if accessed by an unauthorized AI agent.

From the tool's definition Tool name 'download_statement' and description 'Download a specific statement from Qonto API' indicate retrieval of financial data without modification or execution of transactions.

Documented attack patterns abuse exactly the kind of access download_statement gives an agent:

PolicyLayer is an MCP gateway — it sits between your AI agents and Qonto MCP Server, and nothing reaches the server without passing your rules. This is the rule we recommend for download_statement:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "download_statement": {}
  }
}

download_statement is read-only, so it stays allowed — but everything else on the server is denied unless you say otherwise.

  1. Create a free account and register Qonto MCP Server — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Free to start. No card required.

Go deeper

What does the download_statement tool do? +

Download a specific statement from Qonto API. It is categorised as a Read tool in the Qonto MCP Server MCP Server, which means it retrieves data without modifying state.

How do I enforce a policy on download_statement? +

Register the Qonto MCP Server MCP server in PolicyLayer and add a rule for download_statement: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Qonto MCP Server. Nothing to install.

What risk level is download_statement? +

download_statement is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit download_statement? +

Yes. Add a rate_limit block to the download_statement rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block download_statement completely? +

Set action: deny in the PolicyLayer policy for download_statement. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides download_statement? +

download_statement is provided by the Qonto MCP Server MCP server (qonto/qonto-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Qonto MCP Server tool call.

Deterministic rules across all 21 Qonto MCP Server tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

Free to start. No card required.

21 Qonto MCP Server tools catalogued and risk-classified — across an index of 42,500+ MCP servers.

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