payment-channel-claim

Claim funds from a Payment Channel on the XRP Ledger

SERVERXrpl mcp SOURCEromthpt/mcp-xrpl

Critical RISK CLASS

Category Financial

Parameters 00 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/romthpt-mcp-xrpl/payment-channel-claim.md

WHAT IT DOES

What payment-channel-claim does on Xrpl mcp

AI agents use payment-channel-claim to commit financial operations through Xrpl mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money.

RISK

Why payment-channel-claim is rated Critical

This tool claims (withdraws) funds from a payment channel on the XRP Ledger, which constitutes a financial operation involving the transfer of real cryptocurrency assets. It falls under Financial as it moves money/commits financial obligations. The blast radius is critical since misuse could result in unauthorized claiming of funds or draining of payment channels.

From the tool's definition "Claim funds from a Payment Channel on the XRP Ledger" — directly moves XRP funds from a payment channel

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs payment-channel-claim safely

PolicyLayer is an MCP gateway: it sits between your AI agents and Xrpl mcp, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For payment-channel-claim, this is the rule to start with:

payment-channel-claim Approval-gated

Any call to payment-channel-claim is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "payment-channel-claim": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect Xrpl mcp, apply this rule, and every payment-channel-claim call is checked against it from then on.

FAQ

Questions about payment-channel-claim

What does the payment-channel-claim tool do? +

Claim funds from a Payment Channel on the XRP Ledger. It is categorised as a Financial tool in the Xrpl mcp MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on payment-channel-claim? +

Register the Xrpl MCP server in PolicyLayer and add a rule for payment-channel-claim: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Xrpl mcp. Nothing to install.

What risk level is payment-channel-claim? +

payment-channel-claim is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit payment-channel-claim? +

Yes. Add a rate_limit block to the payment-channel-claim rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block payment-channel-claim completely? +

Set action: deny in the PolicyLayer policy for payment-channel-claim. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides payment-channel-claim? +

payment-channel-claim is provided by the Xrpl MCP server (romthpt/mcp-xrpl). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

KEEP EXPLORING

More on Xrpl, and thousands of servers like it.

This server

All 71 Xrpl tools → Critical-risk tools on this server →

Across the catalogue

request_x402_payment on Pop Pay →create_payment on Shopmonkey MCP Server →invoice_issued_cash_payment on AbraFlexi → All critical-risk MCP tools → The MCP Attack Database →

Guides

Govern MCP payment tools →Human-in-the-loop →Tool call approval →