transfer-xrp

Transfer XRP between accounts using the connected wallet or a named wallet

SERVERXrpl mcp SOURCEromthpt/mcp-xrpl

Critical RISK CLASS

Category Financial

Parameters 00 required

Recommended Approval-gatedsee the rule below

Registry record Grade F, identity unverified Pull the record →

This record as markdown: /tools/romthpt-mcp-xrpl/transfer-xrp.md

WHAT IT DOES

What transfer-xrp does on Xrpl mcp

AI agents use transfer-xrp to commit financial operations through Xrpl mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money.

RISK

Why transfer-xrp is rated Critical

This tool directly moves money (XRP cryptocurrency) between accounts. Financial category applies due to the irreversible transfer of value. Severity is critical because an AI agent misusing this tool could drain accounts or commit unauthorized transfers of significant sums. High confidence based on explicit financial operation described.

From the tool's definition Tool name 'transfer-xrp' and description states it 'Transfer[s] XRP between accounts', which moves cryptocurrency between parties, constituting a financial transaction with direct monetary impact.

Attacks that exploit this kind of access

RECOMMENDED RULE

The rule that runs transfer-xrp safely

PolicyLayer is an MCP gateway: it sits between your AI agents and Xrpl mcp, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For transfer-xrp, this is the rule to start with:

transfer-xrp Approval-gated

Any call to transfer-xrp is blocked until a human approves it. The rest of the server keeps working.

View as policy code

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "transfer-xrp": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

GATE THIS TOOL → Instant setup, no code required.

The button opens the PolicyLayer dashboard: create your workspace, connect Xrpl mcp, apply this rule, and every transfer-xrp call is checked against it from then on.

FAQ

Questions about transfer-xrp

What does the transfer-xrp tool do? +

Transfer XRP between accounts using the connected wallet or a named wallet. It is categorised as a Financial tool in the Xrpl mcp MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on transfer-xrp? +

Register the Xrpl MCP server in PolicyLayer and add a rule for transfer-xrp: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Xrpl mcp. Nothing to install.

What risk level is transfer-xrp? +

transfer-xrp is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit transfer-xrp? +

Yes. Add a rate_limit block to the transfer-xrp rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block transfer-xrp completely? +

Set action: deny in the PolicyLayer policy for transfer-xrp. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides transfer-xrp? +

transfer-xrp is provided by the Xrpl MCP server (romthpt/mcp-xrpl). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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