Low Risk

get_account_details

Get comprehensive account details including BVN if available.

How to control get_account_details ↓

AI agents call get_account_details to retrieve information from Mono Banking MCP Server without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

Low Risk

This tool retrieves account information without performing writes, deletions, or financial transactions. It is fundamentally a Read operation, as indicated by the 'get_' prefix and the descriptive phrase 'Get comprehensive account details.' The medium severity reflects that BVN disclosure could enable identity fraud or privacy violations if an AI agent retrieves this data unnecessarily or shares it in unsafe…

From the tool's definition Tool name and description indicate retrieval only: 'Get comprehensive account details' performs a query operation without modification.

Documented attack patterns abuse exactly the kind of access get_account_details gives an agent:

PolicyLayer is an MCP gateway — it sits between your AI agents and Mono Banking MCP Server, and nothing reaches the server without passing your rules. This is the rule we recommend for get_account_details:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "get_account_details": {}
  }
}

get_account_details is read-only, so it stays allowed — but everything else on the server is denied unless you say otherwise.

  1. Create a free account and register Mono Banking MCP Server — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Free to start. No card required.

Go deeper

What does the get_account_details tool do? +

Get comprehensive account details including BVN if available. It is categorised as a Read tool in the Mono Banking MCP Server MCP Server, which means it retrieves data without modifying state.

How do I enforce a policy on get_account_details? +

Register the Mono Banking MCP Server MCP server in PolicyLayer and add a rule for get_account_details: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mono Banking MCP Server. Nothing to install.

What risk level is get_account_details? +

get_account_details is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit get_account_details? +

Yes. Add a rate_limit block to the get_account_details rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block get_account_details completely? +

Set action: deny in the PolicyLayer policy for get_account_details. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides get_account_details? +

get_account_details is provided by the Mono Banking MCP Server MCP server (sin4ch/mono-mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Mono Banking MCP Server tool call.

Deterministic rules across all 12 Mono Banking MCP Server tools. Per-identity grants. Full audit log. Live in minutes. Nothing to install.

Free to start. No card required.

12 Mono Banking MCP Server tools catalogued and risk-classified — across an index of 42,500+ MCP servers.

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