actual_payees_get
List all payees in Actual Budget. Payees represent merchants, service providers, individuals, or other entities you transact with. Returns payee ID, name, and optional transfer account information for internal transfers.
This record as markdown: /tools/actual/actual-payees-get.md
What actual_payees_get does on Actual
AI agents call actual_payees_get to retrieve information from Actual without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
Why actual_payees_get is rated Low
This tool retrieves and lists payee information (ID, name, transfer account details) from Actual Budget without creating, modifying, or deleting any data. It is a read-only query operation. While the data concerns financial entities, the tool itself performs no financial transactions or irreversible actions.
From the tool's definition Tool name 'actual_payees_get' and description 'List all payees' indicate a retrieval operation with no modification or side effects.
Attacks that exploit this kind of access
The rule that runs actual_payees_get safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Actual, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For actual_payees_get, this is the rule to start with:
actual_payees_get is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect Actual, apply this rule, and every actual_payees_get call is checked against it from then on.
Questions about actual_payees_get
List all payees in Actual Budget. Payees represent merchants, service providers, individuals, or other entities you transact with. Returns payee ID, name, and optional transfer account information for internal transfers. It is categorised as a Read tool in the Actual MCP Server, which means it retrieves data without modifying state.
Register the Actual MCP server in PolicyLayer and add a rule for actual_payees_get: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Actual. Nothing to install.
actual_payees_get is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the actual_payees_get rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for actual_payees_get. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
actual_payees_get is provided by the Actual MCP server (actual-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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