actual_schedules_get
List all schedules in Actual Budget. Schedules automate recurring transactions (e.g. monthly rent, weekly grocery runs). Each schedule has a date rule (one-off or RecurConfig), optional payee/account/amount, and a next_date field showing when it fires next.
This record as markdown: /tools/actual/actual-schedules-get.md
What actual_schedules_get does on Actual
AI agents call actual_schedules_get to retrieve information from Actual without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.
Why actual_schedules_get is rated Low
This is a query/list operation that retrieves existing schedule configurations from Actual Budget. It has no side effects—it does not create, modify, delete, or execute any recurring transactions. While the underlying schedules manage financial transactions, this tool merely reads their configuration.
From the tool's definition Tool name 'actual_schedules_get' and description 'List all schedules' indicate a retrieval operation with no modifications.
Attacks that exploit this kind of access
The rule that runs actual_schedules_get safely
PolicyLayer is an MCP gateway: it sits between your AI agents and Actual, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For actual_schedules_get, this is the rule to start with:
actual_schedules_get is read-only, so it stays allowed. Everything else on the server is denied unless you say otherwise.
The button opens the PolicyLayer dashboard: create your workspace, connect Actual, apply this rule, and every actual_schedules_get call is checked against it from then on.
Questions about actual_schedules_get
List all schedules in Actual Budget. Schedules automate recurring transactions (e.g. monthly rent, weekly grocery runs). Each schedule has a date rule (one-off or RecurConfig), optional payee/account/amount, and a next_date field showing when it fires next. It is categorised as a Read tool in the Actual MCP Server, which means it retrieves data without modifying state.
Register the Actual MCP server in PolicyLayer and add a rule for actual_schedules_get: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Actual. Nothing to install.
actual_schedules_get is a Read tool with low risk. Read-only tools are generally safe to allow by default.
Yes. Add a rate_limit block to the actual_schedules_get rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for actual_schedules_get. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
actual_schedules_get is provided by the Actual MCP server (actual-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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