Critical Risk →

capture_payment

Capture an authorized payment (for delayed-capture flows).

How to control capture_payment ↓

What capture_payment does on Mcp Ap2

AI agents use capture_payment to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.

Critical Risk

Why capture_payment needs a policy

This tool finalizes and captures a real monetary payment that was previously authorized. It directly moves money or commits a financial obligation, making it Financial category. Misuse could result in unauthorized charges to customers, making severity critical.

From the tool's definition capture_payment — 'Capture an authorized payment (for delayed-capture flows)'

Documented attack patterns abuse exactly the kind of access capture_payment gives an agent:

How to control capture_payment

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for capture_payment:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "capture_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to capture_payment is blocked until a human approves it. The rest of the server keeps working.

  1. Create a free account and register Mcp Ap2 — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Questions about capture_payment

What does the capture_payment tool do? +

Capture an authorized payment (for delayed-capture flows). It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on capture_payment? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for capture_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is capture_payment? +

capture_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit capture_payment? +

Yes. Add a rate_limit block to the capture_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block capture_payment completely? +

Set action: deny in the PolicyLayer policy for capture_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides capture_payment? +

capture_payment is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Mcp Ap2 tool call.

Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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