confirm_payment

THE RISK

Critical Risk

Why confirm_payment needs a policy

This tool confirms a financial payment transaction, directly committing or finalizing the movement of money. Misuse could result in unauthorized or erroneous payment confirmations, making it Financial category with critical severity given the irreversible financial obligations it creates.

From the tool's definition 'confirm a Khipu payment' and 'the backend has validated the underlying transfer'

Documented attack patterns abuse exactly the kind of access confirm_payment gives an agent:

POLICY

How to control confirm_payment

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for confirm_payment:

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "confirm_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to confirm_payment is blocked until a human approves it. The rest of the server keeps working.

Create a free account and register Mcp Ap2 — nothing to install.
Add this policy — paste it, or build it visually.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

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EXPLORE

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Go deeper

Critical-risk tools in Mcp Ap2 → Every critical-risk tool this server exposes, in one view.
All critical-risk MCP tools → Every critical-risk tool across the catalogue, and the policy pattern that contains them.
The MCP Attack Database → Documented attack patterns against MCP deployments — and the policies that stop them.
Human-in-the-loop → When a tool call should wait for a person — and when policy can decide alone.
Tool call approval → Approval gates on individual tool calls: auto-allow, prompt, or deny.
How to Add Spending Controls to Any MCP Agent →
Rate Limiting MCP Tool Calls: A Practical Guide →

FAQ

Questions about confirm_payment

What does the confirm_payment tool do? +

Manually confirm a Khipu payment. Use when the merchant has opted into manual confirmation and the backend has validated the underlying transfer. It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on confirm_payment? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for confirm_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is confirm_payment? +

confirm_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit confirm_payment? +

Yes. Add a rate_limit block to the confirm_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block confirm_payment completely? +

Set action: deny in the PolicyLayer policy for confirm_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides confirm_payment? +

confirm_payment is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Mcp Ap2 tool call.

Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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