Create a reusable hosted checkout — think product-page-style link that can be paid multiple times. Good for evergreen SKUs and donation pages.
AI agents use create_checkout to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool creates financial checkout sessions on a payment protocol server. Even though it creates a reusable link rather than directly moving money, it establishes the mechanism by which payments are collected. On a server explicitly described as handling payments (AP2 — Google's Agent-to-Agent Payment Protocol), creating checkout links is a financial operation.
From the tool's definition "Create a reusable hosted checkout" and "can be paid multiple times" — this tool creates payment/checkout infrastructure tied to an Agent-to-Agent Payment Protocol server
Documented attack patterns abuse exactly the kind of access create_checkout gives an agent:
PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for create_checkout:
{
"version": "1",
"default": "deny",
"tools": {
"create_checkout": {
"deny_if": [
{
"conditions": [],
"on_deny": "Requires human approval."
}
]
}
}
} Any call to create_checkout is blocked until a human approves it. The rest of the server keeps working.
Free to start. No card required.
Create a reusable hosted checkout — think product-page-style link that can be paid multiple times. Good for evergreen SKUs and donation pages. It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for create_checkout: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.
create_checkout is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the create_checkout rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for create_checkout. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
create_checkout is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.
Free to start. No card required.
1300 Mcp Ap2 tools catalogued and risk-classified — across an index of 43,000+ MCP servers.