Lock an FX + fee quote for a 5-minute TTL. Same endpoint for both on_ramp (fiat → stablecoin) and off_ramp (stablecoin → fiat). Pass amount on EITHER sender or receiver, not both. Response carries { id, expires_at, commercial_quotation, fees }.
AI agents use create_quote to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool locks a foreign exchange and fee quote for fiat-to-stablecoin or stablecoin-to-fiat conversions, directly involving financial operations and committing to exchange rates. While it is a quote (not a final transaction), locking a quote in a payment protocol context creates a binding financial obligation for the TTL window and is a precursor to executing financial transfers.
From the tool's definition Lock an FX + fee quote for a 5-minute TTL. Same endpoint for both on_ramp (fiat → stablecoin) and off_ramp (stablecoin → fiat). Response carries { id, expires_at, commercial_quotation, fees }.
Documented attack patterns abuse exactly the kind of access create_quote gives an agent:
PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for create_quote:
{
"version": "1",
"default": "deny",
"tools": {
"create_quote": {
"deny_if": [
{
"conditions": [],
"on_deny": "Requires human approval."
}
]
}
}
} Any call to create_quote is blocked until a human approves it. The rest of the server keeps working.
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Lock an FX + fee quote for a 5-minute TTL. Same endpoint for both on_ramp (fiat → stablecoin) and off_ramp (stablecoin → fiat). Pass amount on EITHER sender or receiver, not both. Response carries { id, expires_at, commercial_quotation, fees }. It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for create_quote: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.
create_quote is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the create_quote rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for create_quote. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
create_quote is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.
Free to start. No card required.
1300 Mcp Ap2 tools catalogued and risk-classified — across an index of 43,000+ MCP servers.