Critical Risk →

create_tokenized_nequi

Tokenize a Nequi wallet (start async tokenization by phone number)

How to control create_tokenized_nequi ↓

What create_tokenized_nequi does on Mcp Ap2

AI agents use create_tokenized_nequi to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.

Critical Risk

Why create_tokenized_nequi needs a policy

This tool initiates tokenization of a Nequi wallet payment method, which is a financial operation that creates a payment token linked to a phone number. Given the server's context as a payment protocol (AP2 — Agent-to-Agent Payment Protocol), tokenizing a wallet enables future financial transactions. This falls squarely in the Financial category.

From the tool's definition Tokenize a Nequi wallet (start async tokenization by phone number)

Documented attack patterns abuse exactly the kind of access create_tokenized_nequi gives an agent:

How to control create_tokenized_nequi

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for create_tokenized_nequi:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_tokenized_nequi": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to create_tokenized_nequi is blocked until a human approves it. The rest of the server keeps working.

  1. Create a free account and register Mcp Ap2 — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Related tools and policies

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Questions about create_tokenized_nequi

What does the create_tokenized_nequi tool do? +

Tokenize a Nequi wallet (start async tokenization by phone number). It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on create_tokenized_nequi? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for create_tokenized_nequi: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is create_tokenized_nequi? +

create_tokenized_nequi is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit create_tokenized_nequi? +

Yes. Add a rate_limit block to the create_tokenized_nequi rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block create_tokenized_nequi completely? +

Set action: deny in the PolicyLayer policy for create_tokenized_nequi. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides create_tokenized_nequi? +

create_tokenized_nequi is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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