Notify a non-Nequi recipient with instructions to claim a payment
AI agents use notify_unregistered_payment to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.
This tool is part of a payment protocol server (AP2 — Agent-to-Agent Payment Protocol) and directly facilitates a payment claim process for an unregistered recipient. Even though it is a notification step, it triggers a financial flow allowing a recipient to claim funds, making it Financial in nature. Misuse could redirect payment claims or initiate unauthorized financial transfers.
From the tool's definition notify...payment — notifies a non-Nequi recipient with instructions to claim a payment
Documented attack patterns abuse exactly the kind of access notify_unregistered_payment gives an agent:
PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for notify_unregistered_payment:
{
"version": "1",
"default": "deny",
"tools": {
"notify_unregistered_payment": {
"deny_if": [
{
"conditions": [],
"on_deny": "Requires human approval."
}
]
}
}
} Any call to notify_unregistered_payment is blocked until a human approves it. The rest of the server keeps working.
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Notify a non-Nequi recipient with instructions to claim a payment. It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for notify_unregistered_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.
notify_unregistered_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the notify_unregistered_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for notify_unregistered_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
notify_unregistered_payment is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.
Free to start. No card required.
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