Critical Risk →

notify_unregistered_payment

Notify a non-Nequi recipient with instructions to claim a payment

How to control notify_unregistered_payment ↓

What notify_unregistered_payment does on Mcp Ap2

AI agents use notify_unregistered_payment to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.

Critical Risk

Why notify_unregistered_payment needs a policy

This tool is part of a payment protocol server (AP2 — Agent-to-Agent Payment Protocol) and directly facilitates a payment claim process for an unregistered recipient. Even though it is a notification step, it triggers a financial flow allowing a recipient to claim funds, making it Financial in nature. Misuse could redirect payment claims or initiate unauthorized financial transfers.

From the tool's definition notify...payment — notifies a non-Nequi recipient with instructions to claim a payment

Documented attack patterns abuse exactly the kind of access notify_unregistered_payment gives an agent:

How to control notify_unregistered_payment

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for notify_unregistered_payment:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "notify_unregistered_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to notify_unregistered_payment is blocked until a human approves it. The rest of the server keeps working.

  1. Create a free account and register Mcp Ap2 — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Questions about notify_unregistered_payment

What does the notify_unregistered_payment tool do? +

Notify a non-Nequi recipient with instructions to claim a payment. It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on notify_unregistered_payment? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for notify_unregistered_payment: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is notify_unregistered_payment? +

notify_unregistered_payment is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit notify_unregistered_payment? +

Yes. Add a rate_limit block to the notify_unregistered_payment rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block notify_unregistered_payment completely? +

Set action: deny in the PolicyLayer policy for notify_unregistered_payment. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides notify_unregistered_payment? +

notify_unregistered_payment is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

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