Critical Risk →

refund

Refund a payment (full or partial)

How to control refund ↓

What refund does on Mcp Ap2

AI agents use refund to commit financial operations through Mcp Ap2 — usually the final step of a payment, billing, or trading workflow. A call moves real money.

Critical Risk

Why refund needs a policy

Refunds are irreversible financial transactions that reduce revenue and alter account balances. An AI agent with unconstrained access could refund arbitrary payments, causing significant financial loss. This is the most severe category (Financial > Destructive > Execute > Write > Read) because it involves movement of money and financial commitments.

From the tool's definition Tool name is 'refund' and description states 'Refund a payment (full or partial)' — this directly moves money back to a customer, committing a financial obligation.

Documented attack patterns abuse exactly the kind of access refund gives an agent:

How to control refund

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for refund:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "refund": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to refund is blocked until a human approves it. The rest of the server keeps working.

  1. Create a free account and register Mcp Ap2 — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Related tools and policies

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Questions about refund

What does the refund tool do? +

Refund a payment (full or partial). It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on refund? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for refund: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is refund? +

refund is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit refund? +

Yes. Add a rate_limit block to the refund rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block refund completely? +

Set action: deny in the PolicyLayer policy for refund. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides refund? +

refund is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Mcp Ap2 tool call.

Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

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1300 Mcp Ap2 tools catalogued and risk-classified — across an index of 43,000+ MCP servers.

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