refund_credit

THE RISK

Critical Risk

Why refund_credit needs a policy

This tool moves money by refunding previously captured credit payments. Refunds commit financial obligations (returning funds to customers) and represent irreversible financial transactions. This is a core financial operation on Google's Agent-to-Agent Payment Protocol server. The ability to issue refunds without proper authorization or audit controls could result in unauthorized loss of funds.

From the tool's definition Tool name is 'refund_credit' and description states 'Refund a captured credit payment.' The terms 'refund' and 'credit payment' directly indicate money movement.

Documented attack patterns abuse exactly the kind of access refund_credit gives an agent:

POLICY

How to control refund_credit

PolicyLayer is an MCP gateway — it sits between your AI agents and Mcp Ap2, and nothing reaches the server without passing your rules. This is the rule we recommend for refund_credit:

policy.json

{
  "version": "1",
  "default": "deny",
  "tools": {
    "refund_credit": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}

Any call to refund_credit is blocked until a human approves it. The rest of the server keeps working.

Create a free account and register Mcp Ap2 — nothing to install.
Add this policy — paste it, or build it visually.
Point your MCP client (Claude, Cursor, anything) at your gateway URL.

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EXPLORE

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All 1300 Mcp Ap2 tools →

Financial tools on other servers

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Go deeper

Critical-risk tools in Mcp Ap2 → Every critical-risk tool this server exposes, in one view.
All critical-risk MCP tools → Every critical-risk tool across the catalogue, and the policy pattern that contains them.
The MCP Attack Database → Documented attack patterns against MCP deployments — and the policies that stop them.
Human-in-the-loop → When a tool call should wait for a person — and when policy can decide alone.
Tool call approval → Approval gates on individual tool calls: auto-allow, prompt, or deny.
How to Add Spending Controls to Any MCP Agent →
Rate Limiting MCP Tool Calls: A Practical Guide →

FAQ

Questions about refund_credit

What does the refund_credit tool do? +

Refund a captured credit payment. Pass amount for a partial refund; omit for full. It is categorised as a Financial tool in the Mcp Ap2 MCP Server, which means it involves financial transactions. Block by default and require explicit approval.

How do I enforce a policy on refund_credit? +

Register the Mcp Ap2 MCP server in PolicyLayer and add a rule for refund_credit: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches Mcp Ap2. Nothing to install.

What risk level is refund_credit? +

refund_credit is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.

Can I rate-limit refund_credit? +

Yes. Add a rate_limit block to the refund_credit rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block refund_credit completely? +

Set action: deny in the PolicyLayer policy for refund_credit. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides refund_credit? +

refund_credit is provided by the Mcp Ap2 MCP server (@codespar/mcp-ap2). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every Mcp Ap2 tool call.

Start from Mcp Ap2, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

CHECK YOUR STACK →