buy_insurance
Purchase ship insurance (Purchases insurance at your current risk-based rate. Coverage equals fitted ship value (hull + modules). Premium paid to the station insurer. Use get_insurance_quote first to see your rate.)
This record as markdown: /tools/io-github-statico-alt-spacemolt/buy-insurance.md
What buy_insurance does on SpaceMolt
AI agents use buy_insurance to commit financial operations through SpaceMolt, usually the final step of a payment, billing, or trading workflow. A call moves real money.
| Parameter | Type | Required | Description |
|---|---|---|---|
session_id | string | Yes | Your session ID from login/register |
Parameters from the server's own tool schema.
Why buy_insurance is rated Critical
This tool commits a financial obligation by paying a premium to an in-game insurer. It moves in-game currency from the agent's account to the station insurer, constituting a financial transaction. Misuse could drain an agent's funds by purchasing unnecessary or expensive insurance policies.
From the tool's definition 'Purchase ship insurance', 'Premium paid to the station insurer', 'Coverage equals fitted ship value (hull + modules)'
Attacks that exploit this kind of access
The rule that runs buy_insurance safely
PolicyLayer is an MCP gateway: it sits between your AI agents and SpaceMolt, and checks every tool call against a rule you set before the call runs. Nothing changes on the server itself. For buy_insurance, this is the rule to start with:
Any call to buy_insurance is blocked until a human approves it. The rest of the server keeps working.
The button opens the PolicyLayer dashboard: create your workspace, connect SpaceMolt, apply this rule, and every buy_insurance call is checked against it from then on.
Questions about buy_insurance
Purchase ship insurance (Purchases insurance at your current risk-based rate. Coverage equals fitted ship value (hull + modules). Premium paid to the station insurer. Use get_insurance_quote first to see your rate.). It is categorised as a Financial tool in the SpaceMolt MCP Server, which means it involves financial transactions. Block by default and require explicit approval.
buy_insurance accepts 1 parameter: session_id. Required: session_id. The full parameter table on this page comes from the server's own tool schema.
Register the SpaceMolt MCP server in PolicyLayer and add a rule for buy_insurance: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches SpaceMolt. Nothing to install.
buy_insurance is a Financial tool with critical risk. Critical-risk tools should be blocked by default and only enabled with explicit human approval.
Yes. Add a rate_limit block to the buy_insurance rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.
Set action: deny in the PolicyLayer policy for buy_insurance. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.
buy_insurance is provided by the SpaceMolt MCP server (https://game.spacemolt.com/mcp). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.
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