Low Risk

list_accounts

List all MoneyWiz accounts with current balances.

How to control list_accounts ↓

What list_accounts does on MoneyWiz MCP Server

AI agents call list_accounts to retrieve information from MoneyWiz MCP Server without modifying anything — typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

Low Risk

Why list_accounts needs a policy

This tool performs a data retrieval operation with no side effects. It queries account information and returns current balances, consistent with the Read category. Severity is low because unauthorized exposure of account balance information, while sensitive, does not directly enable financial transactions or destructive actions. The threat model assumes the server operates within secured access controls.

From the tool's definition Tool name is 'list_accounts' and description states it 'List all MoneyWiz accounts with current balances.' The server description emphasizes 'read-only access' and 'natural language queries.' The tool retrieves account data without modifying, deleting, or…

Documented attack patterns abuse exactly the kind of access list_accounts gives an agent:

How to control list_accounts

PolicyLayer is an MCP gateway — it sits between your AI agents and MoneyWiz MCP Server, and nothing reaches the server without passing your rules. This is the rule we recommend for list_accounts:

policy.json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "list_accounts": {}
  }
}

list_accounts is read-only, so it stays allowed — but everything else on the server is denied unless you say otherwise.

  1. Create a free account and register MoneyWiz MCP Server — nothing to install.
  2. Add this policy — paste it, or build it visually.
  3. Point your MCP client (Claude, Cursor, anything) at your gateway URL.
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Related tools and policies

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Questions about list_accounts

What does the list_accounts tool do? +

List all MoneyWiz accounts with current balances. It is categorised as a Read tool in the MoneyWiz MCP Server MCP Server, which means it retrieves data without modifying state.

How do I enforce a policy on list_accounts? +

Register the MoneyWiz MCP Server MCP server in PolicyLayer and add a rule for list_accounts: allow, deny, rate-limit, or require approval. Point your MCP client at the PolicyLayer proxy URL and the rule is enforced on every call, before it reaches MoneyWiz MCP Server. Nothing to install.

What risk level is list_accounts? +

list_accounts is a Read tool with low risk. Read-only tools are generally safe to allow by default.

Can I rate-limit list_accounts? +

Yes. Add a rate_limit block to the list_accounts rule in your PolicyLayer policy. For example, setting max: 10 and window: 60 limits the tool to 10 calls per minute. Rate limits are tracked per agent session and reset automatically.

How do I block list_accounts completely? +

Set action: deny in the PolicyLayer policy for list_accounts. The AI agent will receive a policy violation error and cannot call the tool. You can also include a reason field to explain why the tool is blocked.

What MCP server provides list_accounts? +

list_accounts is provided by the MoneyWiz MCP Server MCP server (jcvalerio/moneywiz-mcp-server). PolicyLayer sits as a proxy in front of this server to enforce policies before tool calls reach the server.

Enforce policy on every MoneyWiz MCP Server tool call.

Start from MoneyWiz MCP Server, add the rest of your stack, and see everything your agents can call. Then put policy on all of it.

Free to start. No card required.

15 MoneyWiz MCP Server tools catalogued and risk-classified — across an index of 43,000+ MCP servers.

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